Managing your enhanced Income Management account and SmartCard online

Our videos show you how to set up and use your online enhanced Income Management account and SmartCard eIM app.

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We have videos about enhanced Income Management and the SmartCard. Take a short survey to tell us what you think about the videos you have watched.

We have information in different languages about Managing your enhanced Income Management account and SmartCard online

How to activate your SmartCard

How to set up and log into your SmartCard app and online account

Differences between Income Management and enhanced Income Management

How to check your enhanced Income Manangement account balance

How to turn tap to pay on or off for your SmartCard

How to keep your money and SmartCard safe

How to make payments using BPAY, transfer funds and direct debit on enhanced Income Management

How to protect your enhanced Income Management account and SmartCard from scams

How to use the SmartCard app and online account

For Centrelink payments and services, you can call our multilingual phone service.

Call the Centrelink Indigenous Call Centre to speak to us about Centrelink payments and services for free.

If your enhanced Income Management account and SmartCard is managed by us, you can access your online account on the SmartCard website or download the SmartCard eIM app.

If you have a Traditional Credit Union (TCU) SmartCard, go to the TCU website to log into your online TCU SmartCard account or download the TCU SmartCard eIM app.

If you are deaf or hard of hearing, you can watch the enhanced Income Management videos in Auslan.

Set up and use your online account and app

Learn how to get started with your online account and app.

Watch this video to learn how to set up and log into your app and online account.

Watch this video to learn how to activate your SmartCard.

Watch this video to learn how to use your app and online account.

Check your balance and make payments

Learn how to check your enhanced Income Management account balance and make payments.

Watch this video to learn how to check your enhanced Income Management account balance.

Watch this video to learn how to make direct debit and BPAY payments, and transfer funds from your enhanced Income Management account.

Keep your money and SmartCard safe

Learn how to keep your SmartCard safe and manage tap to pay.

Watch this video to learn how to turn tap to pay on or off for your SmartCard.

Watch this video to learn how to keep your money and SmartCard safe.

Watch this video to learn how to protect yourself from scams.

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More information

If you need more help with your enhanced Income Management account and SmartCard, call the SmartCard eIM hotline.

We also have other services to help you manage your money.

Contact numbers available on this page.

SmartCard eIM hotline

Use this line for support with enhanced Income Management, your account and SmartCard.

Monday to Friday 8 am to 5 pm local time

There are other ways you may want to contact us.

Page last updated: 24 October 2025.
QC 81095