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  1. Home Equity Access Scheme
  2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

  1. Growing up
  2. Teenage years

What happens when your child turns 18

Your child turning 18 or stopping school may affect Family Tax Benefit (FTB), child support and their eligibility for payment.

  1. How much you can get
  2. Dependent or independent

Independent for Youth Allowance as a job seeker

If you get Youth Allowance as a job seeker, there are several reasons we may consider you independent.

  1. Work Bonus
  2. How it works

Work Bonus if you work

If you work, we’ll apply your Work Bonus balance to offset your Work Bonus eligible income. We’ll do this before we apply the income test.

  1. Retirement years
  2. Starting your retirement

Claiming a payment when you start retirement

You can apply for a payment before and after you’ve reached Age Pension age.

  1. Top payments
  2. JobSeeker Payment

When to claim JobSeeker Payment

When you can submit your JobSeeker Payment claim depends on your situation. You may be able to start your claim early.

  1. Top payments
  2. Disability Support Pension

When you’ll get your first Disability Support Pension payment

There may be one or more waiting periods that apply before you get your first Disability Support Pension payment.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

  1. How to manage your payment
  2. Travel outside Australia

When you leave Australia if you get Age Pension

Your Age Pension may change when you leave Australia depending on your situation.

  1. Age Pension
  2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

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Page last updated: 16 July 2026.
QC 60800