Understanding loans and credit
There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.
Income specific to Aboriginal and Torres Strait Islander Australians
If you or your partner earn an income or someone gives you money from any source, you need to let us know.
Payment and Service Finder
An online tool to see what payments and services you may be eligible for.
Ordinary waiting period
You may have to wait for a week before your payment starts. We will let you know when you claim if this applies to you.
Employment income
This is pay you get for work you've done for an employer.
Income from outside Australia
Income you get from outside Australia can count in your income test.
Sole trader or partnership income
Business income is counted in the income test.
Lump sums while on income support
A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.
Real estate income
This is lease or rent money you get from a property you own. It counts in your income test.
Comprehensive Compliance Assessment
An assessment to find out why you haven’t been meeting your mutual obligation requirements.