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Mutual obligation requirements if you’re 55 or older

Find out about your mutual obligation requirements if you’re 55 and over.

Sole trader or partnership income

Business income is counted in the income test.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

  1. Employment income reporting
  2. What to report

Income from self employment

If you’re self employed you need to tell us about your business income. This is so we can pay you the right amount. You also need to tell us if this changes.

  1. Prove your identity
  2. Proving your identity online

How to prove your identity to Centrelink through myGov

How to prove who you are to Centrelink through myGov using the Centrelink identity verification linking option.

  1. Growing up
  2. Most useful information

Authorising a person or organisation to enquire or act on your behalf form (SS313)

Use this form to authorise a person or organisation in Australia to be your nominee so they can enquire or act on your behalf with Centrelink.

Proving your identity over the phone with Centrelink

How to prove who you are over the phone.

Employment Services Assessments

Employment Services Assessments (ESAts) help us understand the impact of your barriers to work including disability, illness or injury.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Request a document

Instructions on how to view, print and save your documents using your Centrelink online account.

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Page last updated: 17 November 2025.
QC 60170