Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Age Pension
  2. Who can get it

Age Pension payments, concessions and support

There are other payments, concessions and help available for people who get Age Pension.

  1. Retirement years
  2. Starting your retirement

Claiming a payment when you start retirement

You can apply for a payment before and after you’ve reached Age Pension age.

  1. Work Bonus
  2. How it works

Work Bonus balance examples if you work

Understand how your Work Bonus balance affects your assessable income.

  1. Top payments
  2. Commonwealth Seniors Health Card

Who can get a Commonwealth Seniors Health Card

You can get a Commonwealth Seniors Health Card if you meet certain conditions.

  1. Top payments
  2. Home Equity Access Scheme

Who can get a loan under the Home Equity Access Scheme

You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.

  1. Top payments
  2. Financial Information Service

What FIS information you can watch online

We have information about financial matters online that may help your situation.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

  1. Top payments
  2. Commonwealth Seniors Health Card

How to claim a Commonwealth Seniors Health Card

You can claim a Commonwealth Seniors Health Card once you’re Age Pension age. Complete the following steps to claim.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

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Page last updated: 17 November 2025.
QC 60146