- Top payments
- Age Pension
How to manage your Age Pension payment
Your options and obligations for Age Pension.
Deeming
Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.
- Work Bonus
- How it works
Work Bonus balance
We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.
- How much you can get
- Choosing your loan payments
Maximum rate of pension for a loan under the Home Equity Access Scheme
The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.
- Work Bonus
- How it works
Work Bonus balance examples if you work
Understand how your Work Bonus balance affects your assessable income.
- Top payments
- Home Equity Access Scheme
How to apply under the Home Equity Access Scheme
Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.
- Retirement years
- Starting your retirement
Preparing to claim a payment from us when retiring
Find out what you need to have in order before you apply for a payment after you retire.
- How much you can get
- Advance payments
Home Equity Access Scheme advance payment examples
Examples of Home Equity Access Scheme (HEAS) advance payment calculations.
Lump sums while on income support
A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.
- Top payments
- Age Pension
How to claim Age Pension
Complete the following steps to claim Age Pension.