Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Home Equity Access Scheme
  2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

  1. Age Pension
  2. How to claim

Supporting documents for Age Pension

When claiming Age Pension, we’ll ask you for some supporting documents to support your claim for Age Pension.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Non-income tested Commonwealth Seniors Health Card

We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Top payments
  2. Financial Information Service

What the Financial Information Service is

The Financial Information Service helps you make informed decisions about your finances.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

  1. Ageing
  2. Retirement years

Thinking about retirement

We can help you plan for retirement and meet financial challenges when you’re retired.

  1. Work Bonus
  2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme single application form (SA496)

Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

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Page last updated: 17 November 2025.
QC 60146