Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Home Equity Access Scheme
  2. Who can get it

Terms and conditions of the Home Equity Access Scheme

You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.

  1. What FIS information you can watch online
  2. Income and assets

FIS deeming video

Watch this video to learn more about deeming.

  1. Top payments
  2. Utilities Allowance

How to manage your Utilities Allowance

Your options and obligations when you get this payment.

  1. Retirement years
  2. Thinking about retirement

Retiring overseas

Retirement planning information if you’re thinking of retiring in a country other than Australia.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme review form (SA498)

Use this form to complete a review under the Home Equity Access Scheme.

  1. Top payments
  2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

  1. Home Equity Access Scheme
  2. How much you can get

Maximum loan amount under the Home Equity Access Scheme

The maximum loan amount (MLA) is the most you can borrow through the Home Equity Access Scheme. We can’t pay you any more once your loan balance reaches your MLA.

  1. Pension Supplement
  2. How to manage your payment

Travel outside Australia rules for Pension Supplement

The travel rules of your main payment affect if you get Pension Supplement when you travel outside Australia.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Top payments
  2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
QC 60146