Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Home Equity Access Scheme
  2. What to do before you apply

Someone to deal with us on your behalf about the Home Equity Access Scheme

You can have an authorised representative deal with us on your behalf about the Home Equity Access Scheme.

  1. What FIS information you can watch online
  2. Income and assets

FIS gifting video

Watch this video to learn more about gifting.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Residence rules for a Commonwealth Seniors Health Card

To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Home Equity Access Scheme
  2. How much you can get

Maximum loan amount under the Home Equity Access Scheme

The maximum loan amount (MLA) is the most you can borrow through the Home Equity Access Scheme. We can’t pay you any more once your loan balance reaches your MLA.

  1. Top payments
  2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

  1. Work Bonus
  2. How it works

Work Bonus if you don’t work

If you don’t work you still accrue a bonus.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Change of circumstances when you hold a Commonwealth Seniors Health Card

We need to know about changes that could stop you from having a Commonwealth Seniors Health Card.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Top payments
  2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
QC 60146