Most useful information for retirement years

The pages voted most useful by other website visitors.

Edit filters:
  1. What FIS information you can watch online
  2. Job seekers

Help and payments from Services Australia FIS video

Watch this video to find out about the payments and services available from Services Australia if you’re made redundant.

  1. Home Equity Access Scheme
  2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

  1. Age Pension
  2. How much you can get

Income and assets from outside Australia can affect your Age Pension

If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.

  1. Retirement years
  2. Most useful information

Income and assets form (SA369)

Use this form if you’re claiming a payment and need to tell us about your income and assets.

  1. Work Bonus
  2. How it works

Work Bonus balance

We use your Work Bonus balance to offset your eligible income so you keep more of your pension if you’re working.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Top payments
  2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Ageing
  2. Retirement years

Thinking about retirement

We can help you plan for retirement and meet financial challenges when you’re retired.

Search results summary and pagination

202 results, showing 1 to 10
Page last updated: 17 November 2025.
QC 60146