Most useful information for retirement years

1. Maximum loan amount
2. Security for the loan

What circumstances affect property value

Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.

1. Home Equity Access Scheme
2. Who can get it

Terms and conditions of the Home Equity Access Scheme

You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.

1. Top payments
2. Age Pension

How to prepare to claim Age Pension

There are several things to consider when you’re preparing to claim Age Pension.

1. Commonwealth Seniors Health Card
2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

1. Maximum loan amount
2. Security for the loan

When you have to pay costs for security for a loan under the Home Equity Access Scheme

You’ll be responsible for some of the costs involved with managing your Home Equity Access Scheme loan.

1. Age Pension
2. How much you can get

Income and assets from outside Australia can affect your Age Pension

If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.

1. Top payments
2. Home Equity Access Scheme

How to manage your loan under the Home Equity Access Scheme

Your options and obligations for the Home Equity Access Scheme.

1. Home Equity Access Scheme
2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

1. Age Pension
2. How to claim

Supporting documents for Age Pension

When claiming Age Pension, we’ll ask you for some supporting documents to support your claim for Age Pension.

Transitional rate of pension

The transitional rate started in 2009. It's for pensioners who would get a lower pension rate if we used the new income test.