- Top payments
- Home Equity Access Scheme
How to apply under the Home Equity Access Scheme
Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.
- Financial Information Service
- What FIS information you can watch online
FIS aged care information online
We have information online to help you understand aged care requirements.
- Retirement years
- Starting your retirement
Claiming a payment when you start retirement
You can apply for a payment before and after you’ve reached Age Pension age.
- Retirement years
- During retirement
Australian Pension News
Information for people living outside Australia who get a Centrelink payment. We publish Australian Pension News once a year in October.
- Retirement years
- Most useful information
Home Equity Access Scheme partnered application form (SA310)
Use this form if you have a partner and are applying for loan payments under the Home Equity Access Scheme.
- Commonwealth Seniors Health Card
- Who can get it
Non-income tested Commonwealth Seniors Health Card
We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.
- Work Bonus
- How it works
Work Bonus if you work
If you work, we’ll apply your Work Bonus balance to offset your Work Bonus eligible income. We’ll do this before we apply the income test.
- Ageing
- Retirement years
Thinking about retirement
We can help you plan for retirement and meet financial challenges when you’re retired.
Payment schedule and rates for people outside Australia
We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.
- How to manage your payment
- Change of circumstances
Your Age Pension after your partner dies
When your partner dies, we need to reassess your income and assets. To stay eligible for Age Pension you need to meet the thresholds as a single person.