Most useful information for retirement years

1. Utilities Allowance
2. How to manage your allowance

Travel outside Australia rules for Utilities Allowance

The travel rules for your main payment affect your Utilities Allowance when you travel outside Australia.

1. Top payments
2. Pension Supplement

Who can get a Pension Supplement

There are 3 ways to be eligible for a Pension Supplement.

1. Top payments
2. Utilities Allowance

How much Utilities Allowance you can get

We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.

1. Top payments
2. Home Equity Access Scheme

How much you can get under the Home Equity Access Scheme

The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.

1. Age Pension
2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

1. How much you can get
2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

1. Age Pension
2. How to claim

Other forms you may need to complete - Age Pension

When you make your claim for Age Pension, we may ask you to give us more information.

1. Retirement years
2. Thinking about retirement

Retiring overseas

Retirement planning information if you’re thinking of retiring in a country other than Australia.

1. Home Equity Access Scheme
2. Who can get it

Qualifying pensions for the Home Equity Access Scheme

You must be eligible for a qualifying pension to access the Home Equity Access Scheme.

1. Commonwealth Seniors Health Card
2. How to claim

Supporting documents for Commonwealth Seniors Health Card

We’ll ask you for some documents and information to support your claim for a Commonwealth Seniors Health Card.