- Top payments
- Home Equity Access Scheme
How to manage your loan under the Home Equity Access Scheme
Your options and obligations for the Home Equity Access Scheme.
- Top payments
- Home Equity Access Scheme
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.
- Top payments
- Home Equity Access Scheme
Who can get a loan under the Home Equity Access Scheme
You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.
- What FIS information you can watch online
- Investing basics
FIS choosing an investment video
Watch this video to learn more about choosing an investment.
- Home Equity Access Scheme
- How to apply
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
- How to manage your payment
- Change of circumstances
Your Age Pension after your partner dies
When your partner dies, we need to reassess your income and assets. To stay eligible for Age Pension you need to meet the thresholds as a single person.
Lump sums while on income support
A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.
- Top payments
- Home Equity Access Scheme
How to apply under the Home Equity Access Scheme
Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.
- Maximum loan amount
- Security for the loan
What circumstances affect property value
Some circumstances may affect the value of the property you use as security for your Home Equity Access Scheme loan.
Payment schedule and rates for people outside Australia
We will pay your pension differently if you live outside Australia on a permanent or long-term basis.