- Home Equity Access Scheme
- How to manage your loan
Change of circumstances for loans under the Home Equity Access Scheme
You must tell us if any of your circumstances change when you have a loan under the Home Equity Access Scheme.
- Retirement years
- Most useful information
Home Equity Access Scheme variation form (SA497)
Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.
- Retirement years
- Most useful information
Home Equity Access Scheme partnered application form (SA310)
Use this form if you have a partner and are applying for loan payments under the Home Equity Access Scheme.
- Commonwealth Seniors Health Card
- How to manage your card
Travel outside Australia rules for a Commonwealth Seniors Health Card
There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.
- What FIS information you can watch online
- Income and assets
FIS selling the family home video
Watch this video to learn more about how selling the family home can affect your payment.
- Age Pension
- How much you can get
Income and assets from outside Australia can affect your Age Pension
If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.
- Maximum loan amount
- Security for the loan
When you have to pay costs for security for a loan under the Home Equity Access Scheme
You’ll be responsible for some of the costs involved with managing your Home Equity Access Scheme loan.
- How to manage your payment
- Travel outside Australia
Payment schedule and rates for people outside Australia
We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.
- Top payments
- Utilities Allowance
How much Utilities Allowance you can get
We’ll pay the allowance with your regular payment. We pay you on or after 20 March, 20 June, 20 September and 20 December each year.
- Home Equity Access Scheme
- How much you can get
Maximum loan amount under the Home Equity Access Scheme
The maximum loan amount (MLA) is the most you can borrow through the Home Equity Access Scheme. We can’t pay you any more once your loan balance reaches your MLA.