Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Pension Supplement
  2. How to manage your payment

Cancelled Pension Supplement

If we cancel your support payment, your Pension Supplement will stop from the same date.

  1. Work Bonus
  2. How it works

Work Bonus if you don’t work

If you don’t work you still accrue a bonus.

  1. Retirement years
  2. Most useful information

International bank account form (AUS178)

Use this form to tell us your bank account details if you can get your Centrelink payment outside Australia.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

  1. Home Equity Access Scheme
  2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

  1. Retirement years
  2. Starting your retirement

Claiming a payment when you start retirement

You can apply for a payment before and after you’ve reached Age Pension age.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Residence rules for a Commonwealth Seniors Health Card

To be eligible for the Commonwealth Seniors Health Card you must meet the residence rules.

  1. Top payments
  2. Home Equity Access Scheme

How to apply under the Home Equity Access Scheme

Complete the following steps to apply under the Home Equity Access Scheme. Before you start, check if you're eligible.

  1. Income test for Farm Household Allowance
  2. Income

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

  1. Top payments
  2. Home Equity Access Scheme

Who can get a loan under the Home Equity Access Scheme

You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.

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Page last updated: 17 November 2025.
QC 60146