Most useful information for recently unemployed

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Mutual obligation requirements

Mutual obligation requirements are tasks and activities you agree to do while you get some payments from us. Penalties may apply if you don’t meet them.

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

Real estate assets

Information about how real estate assets affect your payment under the assets test.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

How to report your income to Centrelink

You can report your employment income in different ways.

  1. Prove your identity
  2. Proving your identity online

How to prove your identity to Centrelink using your Digital ID

How to prove who you are to Centrelink using your Digital ID.

  1. Austudy
  2. Who can get it

Income tests for Austudy

We use income tests to see if you’re eligible for Austudy and work out how much you’ll get.

  1. Prepare to transfer to Age Pension
  2. Transfer to Age Pension

How to apply to transfer to Age Pension

If you already get an eligible payment, we’ll invite you to apply to transfer to Age Pension. This will be 13 weeks before you reach Age Pension age.

  1. Parenting Payment
  2. Who can get it

Principal carer rules for Parenting Payment

To get Parenting Payment you must be the main carer of a young child or children.

  1. Rent Assistance
  2. Who can get it

Proof of rent arrangements for Rent Assistance

If you tell us you’re renting when you claim a payment, we may ask for proof. We use this to check if you can get Rent Assistance.

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Page last updated: 17 November 2025.
QC 60161