Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to work out your payment rate.

We're increasing deeming rates

From 20 September 2025 the lower deeming rate will be 0.75% and the upper deeming rate will be 2.75%.

Select your payment or service to find out how this impacts you:

Page last updated: 1 July 2025.
QC 29656