Most useful information for managing your money

Manage the money you get from your payment

We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.

1. Low Income Health Care Card
2. How to manage your card

Change of circumstances when you hold a Low Income Health Care Card

You need to tell us if your circumstances change. This is to make sure you’re still eligible for a Low Income Health Care Card.

Access your Income Management and BasicsCard account

You can access the money in your Income Management account many ways.

Check your Income Management and BasicsCard balance

You can check the balance of your Income Management account and BasicsCard many ways.

Move your Income Management and BasicsCard money

Each payday, we pay your regular bills from your Income Management account. Any leftover money is then available for you to use with a BasicsCard.

Keep your BasicsCard for Income Management safe

It is important to keep your BasicsCard safe. Tell us as soon as you can if your BasicsCard is lost, stolen or damaged, and don’t tell anyone your PIN.

1. Centrepay
2. How to use it

Set up Centrepay deductions

You can set up your own Centrepay deductions. Once you’ve arranged a Centrepay deduction, we pay the business for you, out of your Centrelink payment.

1. Centrepay
2. How to use it

Your representatives for Centrepay

You can choose to have someone else deal with your Centrepay deductions on your behalf.

1. Centrepay
2. How to manage it

Keep track of your Centrepay deductions

You should check your deductions regularly to make sure they're still correct and make changes if needed.

1. Centrepay
2. What your rights and obligations are

Using your personal details for Centrepay

When you set up a Centrepay deduction, you also consent to sharing your payment and deduction details between the business and us.