Most useful information for managing your money

1. Managing your money
2. Manage your money

Understanding loans and credit

There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.

Residence descriptions

You usually need to be an Australian resident or hold a specific visa type to get a Centrelink payment or concession card.

1. Top payments
2. Centrepay

What Centrepay is

Centrepay is a voluntary service which is free for Centrelink customers. You can use Centrepay to arrange regular deductions from your Centrelink payment.

1. Early release of superannuation
2. How to apply

If you need evidence of severe financial hardship for early release of superannuation

To access your super early, you need to meet some requirements. You may need to provide evidence.

1. Help for myGov, online accounts and mobile apps
2. Centrelink online account help guides

Centrelink online account help - Manage your Income Management account and BasicsCard money online

Instructions to help you manage your money in your Income Management account and your BasicsCard, using your Centrelink online account.

Advance payment

You may get part of your income support payment or Family Tax Benefit (Part A) early. This is an advance payment. You pay it back later out of your payments from us.

1. Scams and identity theft
2. Avoid and report scams

Report a Services Australia or myGov scam

You can report scams impersonating Services Australia and myGov, including Centrelink, Medicare or Child Support.

1. Managing your money
2. Centrelink debts and overpayments

What happens when you’re overpaid by Centrelink

Understand what happens when you’re overpaid and what you need to do if you have a debt.

1. Help for myGov, online accounts and mobile apps
2. Centrelink online account help guides

Centrelink online account help - Manage where your payments are sent

Instructions on how to change where we pay you using your Centrelink online account.

1. Active scams
2. Medicare scams

Medicare phishing scams

Scammers are pretending to be from Medicare.