Most useful information for housing

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Residence descriptions

You usually need to be an Australian resident or hold a specific visa type to get a Centrelink payment or concession card.

Income

Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

Superannuation

Superannuation is a long term savings structure to help fund your retirement.

  1. Asset types
  2. Gifting

How much you can gift

Your payment may be affected if you gift more than the value of the gifting free area each year.

  1. Higher education
  2. Most useful information

Compensation and damages form (MOD C)

Use this form to let us know about compensation you’ve already received, you’re getting now, or you’re about to get.

  1. Carer Allowance
  2. How to manage your allowance

Change of circumstances when you get Carer Allowance

We need to know about changes as they could increase, reduce or stop your Carer Allowance or Carer Allowance Health Care Card.

  1. Income test for Farm Household Allowance
  2. Income

Sole trader or partnership income

Business income is counted in the income test.

  1. Assets test for Farm Household Allowance
  2. Asset types

Financial investments

The value of your financial investments counts in the assets test and income test for payments from us.

Mutual obligation requirements for principal carers

These are tasks and activities you agree to do to keep getting your payment. They give you a better chance of finding work.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

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Page last updated: 17 November 2025.
QC 60128