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  1. Aged care calculation of your cost of care
  2. How to manage your aged care costs

Your Centrelink payments when you move into an aged care home

Moving into an aged care home may change your income support payment. Some income support payments can be paid directly to your aged care provider.

  1. Home Equity Access Scheme
  2. How to manage your loan

Change of circumstances for loans under the Home Equity Access Scheme

You must tell us if any of your circumstances change when you have a loan under the Home Equity Access Scheme.

  1. How to manage your payment
  2. Change of circumstances

Your Age Pension after your partner dies

When your partner dies, we need to reassess your income and assets. To stay eligible for Age Pension you need to meet the thresholds as a single person.

Avoid committing fraud

Do the right thing and avoid committing fraud by keeping your details with us up to date.

Residence descriptions

You usually need to be an Australian resident or hold a specific visa type to get a Centrelink payment or concession card.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

Gifting

If you give away your income or assets, they may still count towards your income and assets tests. This also applies if you sell them for less than they’re worth.

Funeral bonds and prepaid funerals

Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.

Setting up online accounts for Centrelink

To do your business with us, create a myGov account and link it to Centrelink.

Superannuation

Superannuation is a long term savings structure to help fund your retirement.

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Page last updated: 17 November 2025.
QC 60128