Most useful information for housing

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  1. Student Start-up Loan
  2. How to manage your loan

Changing your circumstances when you get a Student Start up Loan

It’s important to tell us if your circumstances change when you get a Student Start-up Loan.

  1. Top payments
  2. Special Benefit

How to claim Special Benefit

Complete the following steps to claim Special Benefit. Before you start, check if you can get it.

  1. Top payments
  2. Centrepay

How to manage Centrepay

You can choose to manage Centrepay yourself or ask someone to help you.

Sole trader or partnership income

Business income is counted in the income test.

  1. Top payments
  2. Tertiary Access Payment

Who can get Tertiary Access Payment

To get the Tertiary Access Payment (TAP), you need to meet some rules.

  1. Granny flat interest
  2. How we assess granny flat interests

Examples of granny flat interests

We’ve put together some common examples to help you understand how we assess granny flats. These examples don't cover every situation.

Mutual obligation requirements

Mutual obligation requirements are tasks and activities you agree to do while you get some payments from us. Penalties may apply if you don’t meet them.

  1. Managing your money
  2. Most useful information

Claim for Special Employment Advance form (SU514)

Use this form to claim a special employment advance.

Financial investments

The value of your financial investments counts in the assets test and income test for payments from us.

Mutual obligation requirements if you’re 55 or older

Find out about your mutual obligation requirements if you’re 55 and over.

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Page last updated: 17 November 2025.
QC 60128