Most useful information for having a baby

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  1. Managing your money
  2. Manage your money

How to build savings

We have tools and information to help you reach your savings goal. Big or small, any savings goals are good to have.

  1. Separated parents
  2. Most useful information

Statement of financial details for debt repayment form (CS4645)

Use this form to provide a statement of your financial details so that we can work out a payment arrangement for you to pay your overdue child support.

  1. Managing your money
  2. Manage your money

Understanding loans and credit

There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.

  1. Relationship changes
  2. Most useful information

Partner details - if you live in Australia form (MOD P)

Use this form to give us information about your partner if you are claiming or receiving a payment or concession card.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

Income

Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

How to report your income to Centrelink

You can report your employment income in different ways.

Income streams

These are regular payments made from your superannuation fund or purchased using either superannuation money or savings.

  1. Seeking medical help
  2. Most useful information

Medicare enrolment form (MS004)

Use this form to enrol in Medicare for the first time, re-enrol in Medicare or enrol your baby in Medicare.

  1. Asset types
  2. Gifting

How much you can gift

Your payment may be affected if you gift more than the value of the gifting free area each year.

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Page last updated: 17 November 2025.
QC 60116