Most useful information

The pages voted most useful by other website visitors.

  1. Student Start-up Loan
  2. Who can get it

Study rules for a Student Start-up Loan

To get a Student Start-up Loan you need to meet the study rules.

What the personal income test for ABSTUDY Living Allowance and School Fees Allowance higher rate is

We use the ABSTUDY personal income test if you’re 16 or older, or an independent Australian Apprentice.

What the personal and partner assets tests for ABSTUDY Living Allowance and School Fees Allowance higher rate are

We use the assets test to help us work out if you can get ABSTUDY and how much you’ll get.

How we test partner income for ABSTUDY Living Allowance and School Fees Allowance higher rate

If you’re independent and you have a partner, we’ll assess their gross income. This is the income they get before any deduction, like tax.

What the parental means test for ABSTUDY Living Allowance and School Fees Allowance higher rate is

We use the parental means test to assess your parents or guardians income to work out if you can get ABSTUDY.

  1. Income and assets tests
  2. What the parental means test is

Parental income test for ABSTUDY Living Allowance and School Fees Allowance higher rate

The parental income test is part of the parental means test. We use it to assess your parents or guardians income to work out if you can get ABSTUDY.

  1. Income and assets tests
  2. What the parental means test is

Changes to income for ABSTUDY Living Allowance and School Fees Allowance higher rate

Changes to your parents’ or guardians’ income can change your payment rate. Your payment may also change if your siblings' situations change.

  1. Income and assets tests
  2. What the parental means test is

Maintenance income test for ABSTUDY Living Allowance and School Fees Allowance higher rate

Your parents or guardians may get maintenance income to support you or your siblings. If they do, this income may affect your payment.

  1. Top payments
  2. JobSeeker Payment

When you’ll get your first JobSeeker Payment

There may be one or more waiting periods that apply before you get your first JobSeeker Payment.

  1. Aged care calculation of your cost of care
  2. How to manage your aged care costs

Update your details if you get help with aged care cost of care

If there are any changes to you or your partner’s details, you need to let us know within 28 days.

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Page last updated: 16 July 2026.
QC 60800