Income and assets tests

You and your partner must meet the income and assets tests to get Parenting Payment. The amount you get depends on your and your partner’s income and assets.

Use our Payment and Service Finder to work out how much Parenting Payment you may get.

We review the limits on 20 March, 1 July and 20 September each year.

There are limits to the amount of income you can have. We assess how much income you have as part of the income test.

Income test

If you're single

You can have income up to the income limit before we reduce your payment. The limit depends on how many children you have.

Income limits per number of children
Number of children Gross income limit per fortnight to get the full payment
1 $194.60
2 $219.20
3 $243.80
More than 3 $243.80 plus $24.60 for each extra child.

Your payment will reduce by 40 cents for every dollar of income you have over the gross income limit.

If your income is over the cut-off point of $2,395.35 gross a fortnight, we won’t pay you at all. The cut-off point increases by $24.60 per child if you have more than one child.

If you’re Age Pension age or older, the income limit may be different.

If you have a partner

Partner doesn’t get a Centrelink pension

Your partner either:

  • gets a Centrelink payment that’s not a pension
  • doesn’t get a payment from us.

We assess your and your partner’s gross income separately.

You could get a part payment if you meet all of these conditions:

  • your income is less than $1,136.34 each fortnight
  • your partner’s income is less than $2,105.67 each fortnight
  • your combined income is less than $2,273.34 each fortnight.

Your partner can have income up to $1,137 gross each fortnight before it affects your payment.

Individual income limits for partners getting Parenting Payment
Your gross income each fortnight Partner's gross income each fortnight Parenting Payment rate
No more than $150 No more than $1,137 You’ll get either of the following:
  • $573.30
  • $676.80 if you’re separated due to illness, respite care or prison.
No more than $150 More than $1,137 Your payment reduces by 60 cents for every dollar of income your partner has over $1,137.
Between $150 and $256 No more than $1,137 Your payment reduces by 50 cents for every dollar of income you have over $150.
Between $150 and $256 More than $1,137 Your payment is reduced by 50 cents for every dollar of income you have over $150 and 60 cents for every dollar of income your partner has over $1,137.
More than $256 No more than $1,137 Your payment reduces by $53 plus 60 cents for every dollar of income you have over $256.
More than $256 More than $1,137 Your payment reduces by $53 plus 60 cents for every dollar of income:
  • you have over $256
  • your partner has over $1,137.

If your partner gets Austudy or Youth Allowance, their fortnightly income limit is different.

Partner gets a Centrelink pension

A Centrelink pension is Age Pension, Disability Support Pension or Carer Payment.

We assess your and your partner’s combined gross income.

To get the full payment you and your partner must have a combined income of less than $300 each fortnight. This doesn’t include money your partner gets from their pension.

You can get a part payment if you and your partner have a gross income of less than $2,272.68 combined each fortnight.

Combined income limits for Parenting Payment
Combined gross income each fortnight Parenting Payment rate
Up to $300 $573.30 or $676.80 if you’re separated due to illness, respite care or prison.
Between $300 and $512 Your payment reduces by 25 cents for every dollar of income you and your partner have over $300.
Over $512 Your payment reduces by $53 plus 30 cents for every dollar of income you and your partner have over $512.

Income changes

When your or your partner’s income changes, you need to tell us before your next payment. You must tell us either:

This is so we can pay you and your partner the right amount and to help you avoid a debt.

Assets test

There are limits to how much your assets can be worth. You won't be eligible for payment if your assets are over the asset test limit.

Some items and property can affect your Parenting Payment. Your assets include items and property you or your partner own in full or part, or you have an interest in. This includes any debts owed to you and assets overseas.

Your limits are higher if you get Rent Assistance with your allowance.

Your payment will cancel when your assets are more than the following amounts. The income limit still applies.

Asset limits
Your situation Homeowner Non-homeowner
Single $270,500 $487,000
A couple, combined $405,000 $621,500
A couple, one partner eligible, combined $405,000 $621,500

Read more about asset types.

Page last updated: 20 September 2021