Midwife Professional Indemnity Scheme Run-off Cover (ROC) Commonwealth Contributions Scheme

The Midwife ROC Scheme provides secure ongoing insurance for eligible midwives who have ceased private practice.

The Midwife ROC Scheme reimburses insurers 100% of an eligible claim.

A claim may be eligible under the Midwife ROC Scheme if:

  • the incident occurred on or after 1 July 2010
  • the midwife met 1 or more of the eligibility classes on the date the insurer was notified of the claim
  • the incident occurred in the course of, or in connection with, their practice as an eligible midwife.

Applications can only be made against an eligible midwife and must meet the criteria for a claim.

The midwife must have submitted the relevant supporting evidence to MIGA. In most cases it’s a completed Statutory Declaration. Some eligibility classes also require a completed medical certificate or death certificate.

You can submit the Statutory Declaration or medical certificate retrospectively for a claim if you need to.

What the eligibility classes are under Midwife ROC Scheme

There are 5 eligibility classes for a claims under the Midwife ROC Scheme. They are midwives who have:

  • permanently retired from private medical practice as an eligible midwife
  • not engaged in private practice as an eligible midwife during the previous 3 years
  • temporarily or permanently stopped practicing as an eligible midwife due to maternity
  • permanently stopped practicing as an eligible midwife due to disability
  • passed away, but had been an eligible midwife.

What evidence you need to claim under Midwife ROC Scheme

Claims against a midwife who’s retired from private practice as an eligible midwife require the following evidence:

No medical certificate is required to support this eligibility class.

Claims against a midwife who’s not engaged in private practice as an eligible midwife during the previous 3 years require the following evidence:

No medical certificate is required to support this eligibility class.

Claims against a midwife who has temporarily or permanently stopped practicing as an eligible midwife due to maternity, require the following evidence:

Claims against a midwife who has permanently stopped practicing as an eligible midwife due to disability, require the following evidence:

Claims against a midwife who is deceased require a death certificate.

If you don’t have a copy, you can submit a Statutory Declaration Run-off Cover Indemnity Scheme – Deceased Midwife form. This must be completed by the midwife’s legal personal representative.

If you have an eligible claim, read about how to apply for payment under the Midwife ROC Scheme.

Page last updated: 30 October 2020