High Cost Claim Indemnity Scheme (HCCS)

Under this scheme the government funds 50% of the amount of claims that exceed the HCCS threshold, up to the limit of a medical practitioner’s indemnity.

Applications for claims under the HCCS can only be made by:

  • an eligible Medical Indemnity Insurer (MII)
  • an eligible Medical Defence Organisation (MDO).

If you don’t represent an eligible MII or MDO, you can’t apply to claim under the HCCS.

The HCCS reimburses MDOs and MIIs 50% of the eligible costs above the HCCS threshold up to the practitioner’s indemnity limit.

The HCCS threshold is determined by the date you were first notified of an incident or claim.

The claim must meet the eligibility requirements. To get a payment under the HCCS you need to submit an application to us.

Relevant legislation

The Medical Indemnity Act 2002 is the legislation that applies to the HCCS.

Read the Medical Indemnity Act 2002 on the Federal Register of Legislation website.

Page last updated: 30 October 2020