Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. What FIS information you can watch online
  2. Job seekers

Help and payments from Services Australia FIS video

Watch this video to find out about the payments and services available from Services Australia if you’re made redundant.

  1. Work Bonus
  2. How it works

Work Bonus if you don’t work

If you don’t work you still accrue a bonus.

  1. Top payments
  2. Home Equity Access Scheme

What to do before you apply under the Home Equity Access Scheme

There are things you need to think about before applying for the Home Equity Access Scheme.

  1. Ageing
  2. Retirement years

Thinking about retirement

We can help you plan for retirement and meet financial challenges when you’re retired.

  1. What FIS information you can watch online
  2. Income and assets

FIS selling the family home video

Watch this video to learn more about how selling the family home can affect your payment.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Income test for a Commonwealth Seniors Health Card

You must meet an income test to get a Commonwealth Seniors Health Card.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Top payments
  2. Commonwealth Seniors Health Card

How to manage your Commonwealth Seniors Health Card

There are some things you need to do when you have a Commonwealth Seniors Health Card.

  1. Age Pension
  2. How to manage your payment

Change of circumstances when you get Age Pension

If you get Age Pension and your circumstances change, you need to tell us. We need to check if you can keep getting it.

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Page last updated: 17 November 2025.
QC 60146