Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Work Bonus
  2. How it works

Work Bonus balance examples if you work

Understand how your Work Bonus balance affects your assessable income.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Top payments
  2. Age Pension

How much Age Pension you can get

We use income and assets tests to work out how much Age Pension you get.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

  1. Retirement years
  2. Starting your retirement

Preparing to claim a payment from us when retiring

Find out what you need to have in order before you apply for a payment after you retire.

  1. Age Pension
  2. Who can get it

Income test for Age Pension

Your income can reduce how much Age Pension we pay you. We use the pension income test to assess Age Pension.

  1. Top payments
  2. Financial Information Service

How to contact the Financial Information Service

We have Financial Information Service (FIS) Officers to help you.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Complete your income stream review

Instructions to complete your income stream review using your Centrelink online account.

  1. Top payments
  2. Financial Information Service

What FIS information you can watch online

We have information about financial matters online that may help your situation.

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Page last updated: 17 November 2025.
QC 60146