Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Top payments
  2. Commonwealth Seniors Health Card

Who can get a Commonwealth Seniors Health Card

You can get a Commonwealth Seniors Health Card if you meet certain conditions.

  1. Age Pension
  2. Who can get it

Income test for Age Pension

Your income can reduce how much Age Pension we pay you. We use the pension income test to assess Age Pension.

Proof of Life compliance reviews if you’re older than 80 and live overseas

If you’re older than 80 and live outside Australia you may need to complete a Proof of Life Certificate form.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

  1. Work Bonus
  2. How it works

Work Bonus balance examples if you work

Understand how your Work Bonus balance affects your assessable income.

  1. Retirement years
  2. Thinking about retirement

Payments you may get in your retirement years

We have payments and services that may support you when you retire.

  1. What FIS information you can watch online
  2. Income and assets

FIS deeming video

Watch this video to learn more about deeming.

  1. Pension Bonus Scheme
  2. Who can get a payment

Membership in the Pension Bonus Scheme

Only accruing membership can count toward your Pension Bonus.

  1. Top payments
  2. Work Bonus

How a Work Bonus works

The Work Bonus reduces the amount of your eligible income that is calculated in the income test. This helps us work out your rate of payment.

  1. Retirement years
  2. Most useful information

Income and assets form (SA369)

Use this form if you’re claiming a payment and need to tell us about your income and assets.

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Page last updated: 17 November 2025.
QC 60146