Most useful information for retirement years

The pages voted most useful by other website visitors.

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  1. Top payments
  2. Age Pension

How much Age Pension you can get

We use income and assets tests to work out how much Age Pension you get.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

  1. How much you can get
  2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

  1. Top payments
  2. Commonwealth Seniors Health Card

How to manage your Commonwealth Seniors Health Card

There are some things you need to do when you have a Commonwealth Seniors Health Card.

  1. Age Pension
  2. How to manage your payment

Change of circumstances when you get Age Pension

If you get Age Pension and your circumstances change, you need to tell us. We need to check if you can keep getting it.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Non-income tested Commonwealth Seniors Health Card

We may have cancelled your pension on 1 January 2017 because of changes to the pension assets test.

  1. Top payments
  2. Pension Supplement

How much Pension Supplement you can get

The amount of Pension Supplement you get depends if you are single or in a couple.

  1. Age Pension
  2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

  1. Retirement years
  2. Starting your retirement

Preparing to claim a payment from us when retiring

Find out what you need to have in order before you apply for a payment after you retire.

Deeming

Deeming rules are used to work out income from your financial assets. We add this to your other income and apply the income test to determine your payment rate.

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Page last updated: 17 November 2025.
QC 60146