Starting your retirement
We can help you apply for payments and services that can support you during retirement.
Preparing to claim a payment from us when retiring
Find out what you need to have in order before you apply for a payment after you retire.
Deeming rates are increasing
From 20 September 2025 the deeming rates will be 0.75% and 2.75%.
Income and assets from outside Australia can affect your Age Pension
If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.
Working while you’re getting Age Pension
If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.
Qualifying pensions for the Home Equity Access Scheme
You must be eligible for a qualifying pension to access the Home Equity Access Scheme.
Claim for Age Pension and Pension Bonus form (SA002)
Use this form to claim Age Pension and Pension Bonus.
Types of income we apply the Work Bonus to
We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.
Other forms you may need to complete - Age Pension
When you make your claim for Age Pension, we may ask you to give us more information.
Security for Home Equity Access Scheme loans
Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.