Most useful information for retirement years

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Home Equity Access Scheme single application form (SA496)

Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.

  1. Top payments
  2. Age Pension

How to prepare to claim Age Pension

There are several things to consider when you’re preparing to claim Age Pension.

  1. Age Pension
  2. Who can get it

Assets test for Age Pension

The assets test helps us work out if you can get paid Age Pension. It also affects how much you'll get.

  1. Top payments
  2. Age Pension

How much Age Pension you can get

We use income and assets tests to work out how much Age Pension you get.

  1. Top payments
  2. Home Equity Access Scheme

How much you can get under the Home Equity Access Scheme

The loan payments you get under the Home Equity Access Scheme depend on if you get a pension or not.

  1. Top payments
  2. Commonwealth Seniors Health Card

Who can get a Commonwealth Seniors Health Card

You can get a Commonwealth Seniors Health Card if you meet certain conditions.

  1. Top payments
  2. Age Pension

Who can get Age Pension

To be eligible for Age Pension you must be Age Pension age and meet some other rules. Age Pension age is 67 years or older.

  1. Commonwealth Seniors Health Card
  2. How to manage your card

Renewing or replacing a Commonwealth Seniors Health Card

If you're eligible for a Commonwealth Seniors Health Card, we renew your card before it expires. We can also replace a lost or stolen card.

  1. Top payments
  2. Work Bonus

Who can get the Work Bonus

You must meet eligibility requirements to get the Work Bonus.

  1. Age Pension
  2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

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Page last updated: 17 November 2025.
QC 60146