Benefits

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

With a Commonwealth Seniors Health Card (CSHC) you may get benefits including both:

You can also get an increase in benefits for out of pocket and out of hospital medical expenses above a certain threshold through the Medicare Safety Net.

Other benefits

Some states, territories and local governments may offer additional concessions to CSHC holders. Check with the relevant provider in your state or territory and local government to find out what benefits they offer.

Find out about concessions available in your state or territory on their websites:

Private companies may also offer you concessions if you show them your card.

When you use Medicare services, you may need to show your Medicare card.

Page last updated: 1 July 2026.
QC 40031