How much you can gift
Your payment may be affected if you gift more than the value of the gifting free area each year.
Granny flat interest
A granny flat interest is an agreement for accommodation for life. It can affect your eligibility or rate of payment and we may include it in your assets test.
Newly arrived resident's waiting period
If you’ve recently arrived as a resident in Australia, you may have to wait to get payments or concession cards.
Funeral bonds and prepaid funerals
Funeral costs you pay for in advance normally don’t count in your assets test for payments from us. There are some exceptions.
What gifts we include in income and assets tests
We may include your gift if you give away, sell or transfer it for less than its market value.
Income tests for Austudy
We use income tests to see if you’re eligible for Austudy and work out how much you’ll get.
Employment Separation Certificate form (SU001)
You can ask your previous employer to use this form to certify important employment information about you.
Special Disability Trust form (MOD SDT)
Use this form to establish a Special Disability Trust for somone with a severe disability.
Manage the money you get from your payment
We’ve got tips and tools to help you with budgeting, borrowing and credit, and managing debt.
Income from outside Australia
Income you get from outside Australia can count in your income test.