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  2. Income Bank

What an Income Bank is

Your Income Bank allows you to earn credits where your income is less than $539 a fortnight.

Income from Commonwealth Prac Payment

If you get a payment from us, you need to report any Commonwealth Prac Payments you get as income.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Report employment income

Follow this guide to report your employment income and Job Plan requirements using your Centrelink online account.

  1. If you need to attend an assessment
  2. What happens during and after the assessment

If you have a reduced capacity to work

If you have a medical condition that affects your ability to work, you’ll need to tell us. You may have a reduced capacity to work but we’ll need to assess this.

Income

Most types of income count in your income test. We use this and your assets test to assess if you can get a payment, and to calculate your rate of payment.

  1. Help for myGov, online accounts and mobile apps
  2. Centrelink online account help guides

Centrelink online account help - Upload documents

Instructions on how to upload and submit documents using your Centrelink online account.

Assets test for allowances

We use the assets test to help us work out if you can be paid an allowance and how much you'll get.

Cancelling your payment online

You may be able to cancel your own payment online. This means you don’t need to visit a service centre or call us.

  1. Northern Territory Flooding, February to March 2026
  2. New Zealand Disaster Recovery Payment

How much NT Flooding, February to March 2026 - New Zealand Disaster Recovery Payment you can get

New Zealand Disaster Recovery Payment is a lump sum payment.

Income from outside Australia

Income you get from outside Australia can count in your income test.

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Page last updated: 17 November 2025.
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