Most useful information for retirement years

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  1. Top payments
  2. Commonwealth Seniors Health Card

How to manage your Commonwealth Seniors Health Card

There are some things you need to do when you have a Commonwealth Seniors Health Card.

  1. Top payments
  2. Age Pension

How much Age Pension you can get

We use income and assets tests to work out how much Age Pension you get.

  1. Age Pension
  2. Who can get it

Assets test for Age Pension

The assets test helps us work out if you can get paid Age Pension. It also affects how much you'll get.

  1. Top payments
  2. Financial Information Service

What the Financial Information Service is

The Financial Information Service helps you make informed decisions about your finances.

  1. Work Bonus
  2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. Age Pension
  2. Who can get it

Residence rules for Age Pension

To be eligible for Age Pension you must meet the residence rules.

  1. How to manage your payment
  2. Travel outside Australia

When you leave Australia if you get Age Pension

Your Age Pension may change when you leave Australia depending on your situation.

  1. Age Pension
  2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Income test for a Commonwealth Seniors Health Card

You must meet an income test to get a Commonwealth Seniors Health Card.

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Page last updated: 17 November 2025.
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