Most useful information for retirement years

1. Age Pension
2. Who can get it

Income test for Age Pension

Your income can reduce how much Age Pension we pay you. We use the pension income test to assess Age Pension.

1. Home Equity Access Scheme
2. How to manage your loan

Repay your loan under the Home Equity Access Scheme

You can repay the loan you get under the Home Equity Access Scheme in part or full at any time.

1. Top payments
2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

1. Home Equity Access Scheme
2. How much you can get

Home Equity Access Scheme advance payments

You can choose to get your loan under the Home Equity Access Scheme as a lump sum advance payment.

1. Retirement years
2. Most useful information

Home Equity Access Scheme single application form (SA496)

Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.

1. How to manage your payment
2. Reviews

Income Stream Reviews

Each financial year we review certain types of income streams. We do this to ensure we assess your payments and concession cards correctly.

1. Commonwealth Seniors Health Card
2. Who can get it

Income test for a Commonwealth Seniors Health Card

You must meet an income test to get a Commonwealth Seniors Health Card.

1. Commonwealth Seniors Health Card
2. Who can get it

Benefits of a Commonwealth Seniors Health Card

You can get cheaper medical costs with a Commonwealth Seniors Health Card (CSHC).

1. How to manage your payment
2. Travel outside Australia

When you leave Australia if you get Age Pension

Your Age Pension may change when you leave Australia depending on your situation.

1. Age Pension
2. How much you can get

Transitional rate of pension

The transitional rate started in 2009. It's for pensioners who would get a lower pension rate if we used the new income test.