Most useful information for retirement years

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Information you need to know about your claim for Age Pension and Pension Bonus form (CI006)

Information about your claim for Age Pension and Pension Bonus.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme partnered application form (SA310)

Use this form if you have a partner and are applying for loan payments under the Home Equity Access Scheme.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Commonwealth Seniors Health Card
  2. Who can get it

Income test for a Commonwealth Seniors Health Card

You must meet an income test to get a Commonwealth Seniors Health Card.

  1. Age Pension
  2. How much you can get

Income and assets from outside Australia can affect your Age Pension

If you or your partner get income from, or have assets outside Australia, this could affect your Age Pension.

  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. Home Equity Access Scheme
  2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

  1. Top payments
  2. Commonwealth Seniors Health Card

How to manage your Commonwealth Seniors Health Card

There are some things you need to do when you have a Commonwealth Seniors Health Card.

  1. Age Pension
  2. Who can get it

Assets test for Age Pension

The assets test helps us work out if you can get paid Age Pension. It also affects how much you'll get.

  1. Top payments
  2. Pension Supplement

How much Pension Supplement you can get

The amount of Pension Supplement you get depends if you are single or in a couple.

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Page last updated: 17 November 2025.
QC 60146