Residence rules for Age Pension
To be eligible for Age Pension you must meet the residence rules.
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.
Income test for a Commonwealth Seniors Health Card
You must meet an income test to get a Commonwealth Seniors Health Card.
Home Equity Access Scheme advance payments
You can choose to get your loan under the Home Equity Access Scheme as a lump sum advance payment.
Payment schedule and rates for people outside Australia
We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.
Social work services FIS video
Watch this video to learn more about our social workers.
Supporting documents for the Home Equity Access Scheme
When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.
Working while you’re getting Age Pension
If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.
Terms and conditions of the Home Equity Access Scheme
You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.