Most useful information for retirement years

1. Home Equity Access Scheme
2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.

1. How much you can get
2. Choosing your loan payments

Maximum rate of pension for a loan under the Home Equity Access Scheme

The maximum pension rate we use for a Home Equity Access Scheme loan includes any supplements you get.

1. What FIS information you can watch online
2. Income and assets

FIS gifting video

Watch this video to learn more about gifting.

1. Commonwealth Seniors Health Card
2. Who can get it

Income test for a Commonwealth Seniors Health Card

You must meet an income test to get a Commonwealth Seniors Health Card.

1. Age Pension
2. How to manage your payment

Change of circumstances when you get Age Pension

If you get Age Pension and your circumstances change, you need to tell us. We need to check if you can keep getting it.

1. How to manage your payment
2. Travel outside Australia

When you leave Australia if you get Age Pension

Your Age Pension may change when you leave Australia depending on your situation.

1. Home Equity Access Scheme
2. Who can get it

Terms and conditions of the Home Equity Access Scheme

You’ll need to accept terms and conditions to take part in the Home Equity Access Scheme.

1. Age Pension
2. Who can get it

Residence rules for Age Pension

To be eligible for Age Pension you must meet the residence rules.

1. Age Pension
2. How to claim

Supporting documents for Age Pension

When claiming Age Pension, we’ll ask you for some supporting documents to support your claim for Age Pension.

1. Age Pension
2. How to manage your payment

Travel outside Australia rules for Age Pension

There are rules about when you can get Age Pension when you travel outside Australia.