Most useful information for retirement years

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

1. Pension Bonus Scheme
2. Who can get a payment

Membership in the Pension Bonus Scheme

Only accruing membership can count toward your Pension Bonus.

1. Pension Bonus Scheme
2. Who can get a payment

Work test for Pension Bonus Scheme

You must work at least 960 hours during each 12 month period to pass the work test. We call this a bonus period.

1. Rent Assistance
2. How to manage your payment

Travel outside Australia rules for Rent Assistance

The travel rules for your main payment affect your Rent Assistance when you travel outside Australia.

1. Commonwealth Seniors Health Card
2. How to manage your card

Travel outside Australia rules for a Commonwealth Seniors Health Card

There are rules about how long your Commonwealth Seniors Health Card remains current when you travel outside Australia.

1. Pension Supplement
2. How to manage your payment

Cancelled Pension Supplement

If we cancel your support payment, your Pension Supplement will stop from the same date.

1. How much you can get
2. Maximum loan amount

Security for Home Equity Access Scheme loans

Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.

1. Home Equity Access Scheme
2. How to manage your loan

Change of circumstances for loans under the Home Equity Access Scheme

You must tell us if any of your circumstances change when you have a loan under the Home Equity Access Scheme.

1. Pension Bonus Scheme
2. How much you can get

Things that affect your payment

There are a number of things that can affect your payment.