Most useful information for retirement years

The pages voted most useful by other website visitors.

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Payment schedule and rates for people outside Australia

We will pay your pension differently if you live outside Australia on a permanent or long-term basis.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

  1. Age Pension
  2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

  1. Home Equity Access Scheme
  2. How to manage your loan

Repay your loan under the Home Equity Access Scheme

You can repay the loan you get under the Home Equity Access Scheme in part or full at any time.

  1. What FIS information you can watch online
  2. Retirement

FIS superannuation at Age Pension age video

Watch this video to learn about superannuation at Age Pension age.

  1. Top payments
  2. Pension Supplement

How to manage your Pension Supplement

Your options and obligations for Pension Supplement.

  1. Top payments
  2. Home Equity Access Scheme

Who can get a loan under the Home Equity Access Scheme

You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.

  1. Ageing
  2. Retirement years

Thinking about retirement

We can help you plan for retirement and meet financial challenges when you’re retired.

  1. How much you can get
  2. Maximum loan amount

Age component for loans under the Home Equity Access Scheme

Your age will help decide how much you can get under the Home Equity Access Scheme.

  1. Top payments
  2. Utilities Allowance

How to manage your Utilities Allowance

Your options and obligations when you get this payment.

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Page last updated: 17 November 2025.
QC 60146