Most useful information for retirement years

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  1. Home Equity Access Scheme
  2. How much you can get

Choosing your loan payments under the Home Equity Access Scheme

You can choose the amount of the loan you get under the Home Equity Access Scheme.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

  1. Top payments
  2. Pension Supplement

How much Pension Supplement you can get

The amount of Pension Supplement you get depends if you are single or in a couple.

  1. Age Pension
  2. How to manage your payment

Working while you’re getting Age Pension

If your income goes over the cut off point, we'll pay you $0 for that fortnight. In some situations, we can suspend your Age Pension.

  1. Top payments
  2. Age Pension

How to claim Age Pension

Complete the following steps to claim Age Pension.

  1. Top payments
  2. Home Equity Access Scheme

Who can get a loan under the Home Equity Access Scheme

You must meet certain requirements to be eligible for a Home Equity Access Scheme loan.

  1. Home Equity Access Scheme
  2. How to manage your loan

Change of circumstances for loans under the Home Equity Access Scheme

You must tell us if any of your circumstances change when you have a loan under the Home Equity Access Scheme.

Payment schedule and rates for people outside Australia

We’ll pay your pension differently if you live outside Australia on a permanent or long term basis.

  1. How much you can get
  2. Maximum loan amount

Security for Home Equity Access Scheme loans

Your security for the Home Equity Access Scheme loan is the equity you have in Australian real estate.

  1. Top payments
  2. Financial Information Service

What the Financial Information Service is

The Financial Information Service helps you make informed decisions about your finances.

Search results summary and pagination

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Page last updated: 17 November 2025.
QC 60146