Most useful information for retirement years

Lump sums while on income support

A lump sum is a one-off amount of money. They can count in your income test and may affect your payment from us.

1. Pension Supplement
2. How to manage your payment

Travel outside Australia rules for Pension Supplement

The travel rules of your main payment affect if you get Pension Supplement when you travel outside Australia.

1. Age Pension
2. How to prepare to claim

Decide how to claim Age Pension

There are a few options for claiming Age Pension. Before you start you should decide how you want to claim.

1. What FIS information you can watch online
2. Retirement

FIS superannuation at Age Pension age video

Watch this video to learn about superannuation at Age Pension age.

1. Top payments
2. Pension Supplement

Who can get a Pension Supplement

There are 3 ways to be eligible for a Pension Supplement.

1. Work Bonus
2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

1. What FIS information you can watch online
2. Income and assets

FIS gifting video

Watch this video to learn more about gifting.

1. Help for myGov, online accounts and mobile apps
2. Centrelink online account help guides

Centrelink online account help - Transfer to Age Pension online

Instructions on how to apply to transfer to Age Pension using your Centrelink online account.

1. Retirement years
2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

1. Home Equity Access Scheme
2. How much you can get

Interest rate for loans under the Home Equity Access Scheme

We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.