Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

You must download our forms to fill them in. We have help available if you use assistive technology or if you need a translator or interpreter. Find out how to use our forms.

Before 1 January 2022, the scheme was called the Pension Loans Scheme.

Download and complete the Home Equity Access Scheme variation.

The types of changes you can make include:

  • settle the Home Equity Access Scheme
  • stop or restart your loan payments
  • add property or change the property the loan is secured against
  • change the fortnightly loan amount
  • change or add a maximum loan amount
  • change or add a nominated amount.
Page last updated: 24 February 2023.
QC 54757