Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

Before 1 January 2022, the scheme was called the Pension Loans Scheme.

Download and complete the Home Equity Access Scheme variation.

The types of changes you can make include:

  • settle the Home Equity Access Scheme
  • stop or restart your loan payments
  • add property or change the property the loan is secured against
  • change the fortnightly loan amount
  • change or add a maximum loan amount
  • change or add a nominated amount.

To fill in this form digitally you will need a computer and Adobe Acrobat Reader, or a similar program. You can download Adobe Acrobat Reader for free. If you can’t complete the form digitally, you can print it, complete it by hand and return it to us following the instructions on the form.

If you have a disability or impairment and use assistive technology, you may not be able to access our forms. If you can’t, please use self service, request someone to deal with us on your behalf, or contact us. We can help you access, complete and submit them.

Page last updated: 24 February 2023.
QC 54757