Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

Before 1 January 2022, the scheme was called the Pension Loans Scheme.

Download and complete the Home Equity Access Scheme variation.

The types of changes you can make include:

  • settle the Home Equity Access Scheme
  • stop or restart your loan payments
  • add property or change the property the loan is secured against
  • change the fortnightly loan amount
  • change or add a maximum loan amount
  • change or add a nominated amount.
Page last updated: 24 February 2023.
QC 54757