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  1. Top payments
  2. Financial Information Service

Financial Information Service live webinars

We have free webinars to help you understand your finances.

  1. What FIS information you can watch online
  2. Investing basics

FIS shares video

Watch this video to learn about shares.

Overdrawn bank account

You can get help to access your money if you have an overdrawn bank account.

Explanation or formal review of a decision form (SS351)

Use this form to ask for an explanation or formal review of a decision.

  1. Special Benefit
  2. How to keep your payment

Change of circumstances when you get Special Benefit

We need to know about changes that could reduce, increase or stop your Special Benefit payment.

  1. Top payments
  2. Special Benefit

Who can get Special Benefit

You may get Special Benefit if you’re not eligible for any other income support and you meet the eligibility rules.

  1. Prepare to transfer to Age Pension
  2. Transfer to Age Pension

How to apply to transfer to Age Pension

If you already get an eligible payment, we’ll invite you to apply to transfer to Age Pension. This will be 13 weeks before you reach Age Pension age.

How to transfer to Age Pension online

Complete the following steps to transfer to Age Pension. Before you start, check if you can get it.

  1. Assets test
  2. Asset types

Private trusts and companies

If you’re part of a private trust or company, we need to know your share of the income and assets.

Payments while outside Australia

To get your payment or concession card while outside Australia, you must continue to meet the qualification rules at all times.

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Page last updated: 17 November 2025.
QC 60134