Understanding loans and credit
There are things you should consider when borrowing money. We have information about different types of loans, credit and lenders to help you manage your money.
Transitioning out of state care
Find help if you’re transitioning out of state or foster care.
Business structures
Your business structure may affect your and your partner’s payments from us.
Higher rates of Youth Allowance when living away from home - students and Australian Apprentices
You may get a higher rate of Youth Allowance if you need to live away from your parents' home. This can be to study, or do your Australian Apprenticeship.
Allowable time for study while getting Youth Allowance
There’s an allowable time limit on how long you’ll get Youth Allowance. We base it on the minimum time it normally takes to complete your course as a full time student.
Seasonal work preclusion period
This applies if you or your partner finished seasonal, contract or intermittent work within 6 months of submitting your claim.
Real estate income
This is lease or rent money you get from a property you own. It counts in your income test.
Income maintenance period
This waiting period may apply if you or your partner have stopped work and got leave or redundancy payments.
Overdrawn bank account
You can get help to access your money if you have an overdrawn bank account.
Distance and online education
If you study by distance education, you need to do an approved course with an approved education provider.