Medical Indemnity for insurers

The Medical Indemnity Act 2002 provides financial assistance to help keep Medical Indemnity insurance premiums affordable for medical practitioners.

You can read the Medical Indemnity Act 2002 on the Federal Register of Legislation website.

Medical Defence Organisations (MDOs) and Medical Indemnity Insurers (MIIs) can make claims under Medical Indemnity Schemes we administer.

MDOs and MIIs must be incorporated in Australia to participate.

Allied Health High Cost Claim Indemnity Scheme (AH HCCS)

Under this scheme, the government funds 50% of the costs of a claim that exceeds the AH HCCS threshold.

Exceptional Claims Indemnity Schemes

Under these schemes the government funds 100% of the costs of a claim that exceeds the limit of an indemnity insurance contract for allied health and medical professionals.

High Cost Claim Indemnity Scheme (HCCS)

Under this scheme the government funds 50% of the costs of a claim that exceeds the HCCS threshold.

Incurred But Not Reported Indemnity Scheme (IBNR)

This scheme helps participating Medical Defence Organisations (MDOs) if they can’t cover their IBNR liabilities.

Run off Cover Indemnity Scheme (ROCS)

This scheme helps Medical Defence Organisations (MDOs) and Medical Indemnity Insurers (MII) cover claims made against medical practitioners who aren’t working.

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