Personal income test for Austudy and Youth Allowance

We use income tests to see if you’re eligible for a payment and work out how much you’ll get.

What the income test is

We use an income test to help us work out your payment. Your income can affect your payment.

If you get child support payments, we won’t count this as income.

We may also use a partner income test and a parental means test. We’ll base your rate on the test that results in the lowest payment rate.

What happens if you're earning income while getting a payment

Students and Australian Apprentices

You can earn money while you get Austudy or Youth Allowance. But how much you earn will affect your payment.

We’ll start to reduce your payment if your income is over $437 a fortnight.

The Income Bank can help you keep more of your payment. You can get credits if your income is less than $437 a fortnight. Then you can use the credits when you earn more than $437 in a different fortnight.

If your payment reduces to $0 for 12 weeks in a row due to your income, it will be cancelled. If your income reduces so you’re eligible for a payment again, you’ll have to reapply.

These tables show how your income affects your payments. The amounts are before tax.

Your situation Amount your payment reduces by if you earn between $437-$524 per fortnight Amount your payment reduces by if you earn more than $524 per fortnight Maximum income before your payment reduces to $0

Single, no children, younger than 18, and live at your parent’s home

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$963.34

Single, no children, 18 or older and live at your parent’s home

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,050.17

Single or in a couple, no children, and need to live away from your parent’s home

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,317.34

Member of a couple with children

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,394.17

Single with children

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,560.17

Job seekers getting Youth Allowance

If you get Youth Allowance as a job seeker you can earn money and still get your payment. We’ll start to reduce your payment if your income is more than $150 a fortnight. Your payment will reduce by 50 cents for each dollar of income you have between $150 and $250. If your income is over $250, your payment will reduce by 60 cents for each dollar of income over $250. The amount we reduce your payment by will depend on how much income you have in a fortnight.

Your situation Maximum income before your payment reduces to $0

Single, no children, younger than 18 and live at your parent’s home

$678.50

Single, no children, 18 or older and live at your parent’s home

$765.34

Single or in a couple, no children and need to live away from your parent’s home

$1,032.50

Member of a couple with children.

$1,109.34

Single with children

$1,275.34

Single, the main carer of dependent children younger than 16, with an exemption for one of these:

  • foster caring
  • home schooling
  • distance education
  • large family.

$1,614.00

Long term income support

We might reduce your income support payment if your income is more than $437 a fortnight. This is if all of these apply:

  • you’ve been getting an income support payment that isn’t a student payment for at least 26 of the last 39 weeks
  • you’re 22 or older
  • you don’t have a dependent child.

The amount we reduce your payment by will depend on how much more income you have in a fortnight.

Your situation Amount your payment reduces by if you earn between $437-$524 per fortnight Amount your payment reduces by if you earn more than $524 per fortnight Maximum income before your payment reduces to $0

Single, no children, younger than 18, and live at your parent’s home

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,167.17

Single, no children and need to live away from your parent’s home

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,485.67

Member of a couple with no children

50 cents for each dollar over $437

$43.50 plus 60 cents for each dollar over $524

$1,394.17

How we assess your partner’s income

If you have a partner, their income may affect how much you get.

If you’re dependent and get Youth Allowance we won’t assess your partner’s income. Once you’ve lived with your partner for 12 months we’ll consider you independent. Their income may then affect your payment. If you’re already independent, we’ll consider your partner’s income from when you start living together.

There’s a maximum amount your partner can earn before we start to reduce your payment. This amount will depend on your circumstances. We reduce your payment by 60 cents for each dollar your partner earns over this amount.

Page last updated: 1 April 2021