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Use the find a business or organisation search tool to check if the business you want to pay is an approved Centrepay business. If it is, you can set up a Centrepay deduction.
All businesses must meet the authorisation or registration requirements set out in schedule 1 of the Terms of Use.
Accommodation - includes rent, bond and arrears
You can set up a Centrepay deduction for these accommodation costs.
Centrepay is changing for some service reasons, from 3 November 2025. View Accommodation related changes in the Key changes column.
| Accommodation type | Costs you can pay for | Key changes |
|---|---|---|
| Boarding house accommodation | Board or lodgings either in a private home, or other shared accommodation. | No key changes. |
| Caravan park | Rental fees or site costs in a caravan park. | No key changes. |
| Community housing | Accommodation provided by community or Indigenous organisations. | No key changes. |
| Short-term accommodation | Short-term accommodation, including:
| No key changes. |
| Indigenous short-term accommodation | Short-term accommodation for Indigenous Australians, including:
| Indigenous short-term accommodation will be merged into the Short-term accommodation service reason. |
| Private landlords | Rent charged by landlords for private accommodation. | No key changes. |
| Real estate agents | Rent paid to an appointed real estate agent. | From 3 November 2025 renamed to Real Estate and Property Agents. |
| Property management | Rent paid to an appointed property manager. | Property management will be merged into the Real estate and property agents service reason. |
| Supported accommodation | Fees and charges for:
| No key changes. |
There are some accommodation types you can’t pay for with Centrepay.
Education and employment
You can set up a Centrepay deduction for these education and employment costs.
Centrepay is changing for some service reasons, from 3 November 2025. View education and employment changes in the Key changes column.
| Education and employment type | Costs you can pay for | Key changes |
|---|---|---|
| Childcare services | Costs for childcare services provided by approved childcare providers, including:
| Deductions set up before 3 November 2025 must have an end date added by 4 May 2026. If a deduction starts after 3 November 2025, it must have an end date added on commencement. The end date should be no later than the end of the calendar year in which the deduction commences. |
| Education expenses | Fees and charges for services to registered educational providers. This includes related educational expenses such as:
| Deductions set up before 3 November 2025 must have an end date added by 4 May 2026. If a deduction starts after 3 November 2025, it must have an end date added on commencement. The end date should be no later than the end of the calendar year in which the deduction commences. |
| Employment expenses | Employment related expenses, including:
| To be removed. |
Health
You can set up a Centrepay deduction for these health-related costs.
Centrepay is changing for some service reasons, from 3 November 2025. View health-related changes in the Key changes column.
| Health type | Costs you can pay for | Key changes |
|---|---|---|
| Funeral | Funeral related expenses, including:
There are some items you can’t pay for with Centrepay. | To be removed and no new deductions can be added from 3 November 2025. Existing deductions can continue until 1 November 2026. |
| Ambulance | Expenses related to using an ambulance or other service provided by:
| Deductions set up before 3 November 2025 must have a target amount added to the deduction by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the value of what you would expect to spend on these services. |
| Medical services and equipment | Expenses related to medical services such as:
| Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. Veterinarian expenses will be moved to a new Veterinary Services service reason. |
| Disability and community services | Expenses related to goods or services for disability and community services, including:
| Deductions set up before 3 November 2025 must have an end date added by 4 May 2026. If a deduction starts after 3 November 2025, it must have an end date added on commencement. The end date must be no later than six months from when the deduction commences. |
Social and recreational
You can set up a Centrepay deduction for these social and recreational expenses.
Centrepay is changing for some service reasons from 3 November 2025. View social and recreational changes in the Key changes column.
| Social and recreational type | Costs you can pay for | Key changes |
|---|---|---|
| Social and recreational commitments | Expenses related to social and recreational commitments, including:
| To be removed and no new deductions can be added from 3 November 2025. Existing deductions can continue until 1 November 2026. |
Finance services
You can set up a Centrepay deduction for these financial costs.
Centrepay is changing for some service reasons, from 3 November 2025. View finance-related changes in the Key changes column.
| Finance type | Costs you can pay for | Key changes |
|---|---|---|
| Community group loans | Loans to approved community organisations. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. |
| No interest loans | No Interest Loans issued by Good Shepherd Microfinance. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. |
| General community housing loans | Low interest housing loans provided by community or Indigenous organisations. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. |
| Special interest loans | Appropriate loans from businesses registered to use Centrepay. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. |
| Insurance services | Insurance for any of the following:
There are some items you can’t pay for with Centrepay. | No key changes. |
| Savings | Deposits paid to microfinance savings plans. These include:
These are available through partnerships between some:
Financial institutions must be regulated and authorised under the Banking Act 1959. They must also hold an Australian Financial Services Licence. | To be removed from 3 November 2025. |
Legal and professional services
You can set up a Centrepay deduction for these legal and professional services costs.
Centrepay is changing for some service reasons, from 3 November 2025. View legal and professional services changes in the Key changes column.
| Legal and professional type | Costs you can pay for | Key changes |
|---|---|---|
| Court fines | Court-imposed fines and expiration notices including paying compensation to victims of crime. You must contact the relevant Court Administrative Office in your state or territory to use Centrepay for these. | Deductions set up before 3 November 2025 will need to have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the amount payable as ordered by the court. |
| Court infringements | Infringements, such as speeding or parking fines. You need to contact the relevant Court Administrative Office in your state or territory to use Centrepay for these. | Deductions set up before 3 November 2025 will need to have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the amount of the penalty. |
| Professional services | Professional services and related expenses including:
| Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. To be renamed as Legal Services. This service reason will only be for payments for legal services under legal aid arrangements at a reduced or discounted rate. You will not be able to use Centrepay for accounting, document costs and financial planning. |
Travel and transport
You can set up a Centrepay deduction for these travel and transport related costs.
Centrepay is changing for some service reasons, from 3 November 2025. View travel and transport changes in the Key changes column.
| Travel and transport type | Costs you can pay for | Key changes |
|---|---|---|
| Motor vehicle registration | Expenses related to vehicle registration including:
| To be removed from 3 November 2025. |
| Travel and transport | Travel and transport costs and expenses including:
There are some items you can’t pay for with Centrepay. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. This service reason will only be for payments for general transportation costs, including travel for return to country. You will not be able to use Centrepay for furniture removal, storage, vehicle repairs and fuel costs. |
Utilities
You can set up a Centrepay deduction for these utilities costs.
Centrepay is changing for some service reasons, from 3 November 2025. View utilities related changes in the Key changes column.
| Utilities type | Costs you can pay for | Key changes |
|---|---|---|
| Council services | Expenses related to council services including:
Rates and other services provided by:
| No key changes. |
| Local council community services | Community service costs provided by local councils or shires. | No key changes. |
| Electricity | Expenses related to use of electricity. | No key changes. |
| Gas | Expenses related to use of mains or bottled gas. | No key changes. |
| Telecommunications | Expenses related to telecommunication services including:
| No key changes. |
| Water | Expenses related to connection and provision of water services. There are some items you can’t pay for with Centrepay. | No key changes. |
Household related costs
You can set up a Centrepay deduction for these household costs.
Centrepay is changing for some service reasons, from 3 November 2025. View household related changes in the Key changes column.
| Household type | Costs you can pay for | Key changes |
|---|---|---|
| Basic household items | Expenses related to the purchase of basic items for use by household members, such as:
| To be removed and no new deductions can be added from 3 November 2025. Existing deductions can continue until 1 November 2026. |
| Household goods lease and rental | Expenses related to rental of household goods. These include whitegoods, electrical and furniture, where:
There are some items you can’t pay for with Centrepay. | To be removed and no new deductions can be added from 3 November 2025. Existing deductions can continue until 1 November 2026. |
| Food provision | Food and personal item related costs, including:
There are some items you can’t pay for with Centrepay. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. Food provision to be renamed Food provision for remote areas. Only for payments to community stores in remote or very remote locations. Stores in urban and regional areas and butchers in all locations are no longer eligible. Grocery and community purchases to be renamed as remote grocery and community store purchases. Meals on wheels will be moved from Food provision to Home care and trade services. |
| Home care and trade services | Expenses related to home care services including:
This includes trade services, such as:
| Deductions set up before 3 November 2025 must have an end date added by 4 May 2026. If a deduction starts after 3 November 2025, it must have an end date added no later than six months from when the deduction commences. Meals on wheels will be moved into Home care and trade services. |
| School nutrition | Expenses related to community and school based nutritional programs for students. | Deductions set up before 3 November 2025 must have an end date added by 4 May 2026. If a deduction starts after 3 November 2025, it must have an end date added on commencement. The end date should be no later than the end of the calendar year in which the deduction commences. |
| Veterinary Services | Payments for veterinary services and associated goods provided for a domestic pet. | Deductions set up before 3 November 2025 must have a target amount added by 4 May 2026. If a deduction starts after 3 November 2025, it must include a target amount. The target amount should be no more than the estimated amount payable. The maximum deduction amount that you can pay is $50 per fortnight. |