What the personal income test is

We use the ABSTUDY personal income test if you’re 16 or older, or an independent Australian Apprentice.

We will check your income to decide how much ABSTUDY Living Allowance you can get.

Personal income is your gross income. This is the income you get before any deductions, like tax.

The amount you earn can affect how much we pay you.

Fortnightly income Effect on payment
$452 or less None
Between $452 and $542 Reduced by 50 cents for every dollar over $452
$542 or more Reduced by $45, plus 60 cents for every dollar over $542

If you have an Income Bank balance you can earn more without affecting your payment.

Page last updated: 7 July 2022.