What the personal income test is

We use the ABSTUDY personal income test if you’re 16 or older, or an independent Australian Apprentice.

We will check your income to decide how much ABSTUDY Living Allowance you can get.

Personal income is your gross income. This is the income you get before any deductions, like tax.

The amount you earn can affect how much we pay you.

Fortnightly incomeEffect on payment
$509 or lessNone
Between $509 and $610Reduced by 50 cents for every dollar over $509
$610 or moreReduced by $50.50, plus 60 cents for every dollar over $610

If you have an Income Bank balance you can earn more without affecting your payment.

Page last updated: 28 May 2024.
QC 53951