What an Income Bank is
Your Income Bank allows you to earn credits where your income is less than $528 a fortnight.
Income maintenance period
This waiting period may apply if you or your partner have stopped work and got leave or redundancy payments.
Real estate income
This is lease or rent money you get from a property you own. It counts in your income test.
Directors fees
Directors fees count towards your income test. They can affect your Centrelink payment.
What gifts we include in income and assets tests
We may include your gift if you give away, sell or transfer it for less than its market value.
Disability Employment Services
Services that can help you find and keep a job if you have a disability, illness or injury.
Centrelink online account help - Update your family income estimate and payment choice
Make sure your family income estimate is accurate and your payment choice is right for you. This will help you to avoid being overpaid or underpaid.
NSW Ex-Tropical Cyclone Alfred, Mar 2025 - Australian Government Disaster Recovery Payment
A lump sum payment to help people affected by New South Wales Ex-Tropical Cyclone Alfred that started in March 2025.
Asset hardship provisions
We may stop, reject or reduce your payment because of the assets test. If this is the case, you may be able to apply under the asset hardship provisions.
Change of circumstances when you get JobSeeker Payment
You must tell us if things change as it may affect your JobSeeker Payment.