How to manage your loan under the Home Equity Access Scheme
Your options and obligations for the Home Equity Access Scheme.
Home Equity Access Scheme advance payment examples
Examples of Home Equity Access Scheme (HEAS) advance payment calculations.
Pension Bonus Scheme
You can’t register for the Pension Bonus Scheme anymore. If you registered before 1 July 2014 and kept working, you may get a lump sum pension bonus payment.
Interest rate for loans under the Home Equity Access Scheme
We charge an annual interest rate of 3.95% that compounds each fortnight on the Home Equity Access Scheme loan balance.
Home Equity Access Scheme single application form (SA496)
Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.
Centrelink online account help - Complete your income stream review
Instructions to complete your income stream review using your Centrelink online account .
FIS inheritance video
Watch this video to learn about how FIS can help you if you get an inheritance.
Ways to access your super when thinking about retirement
If you have superannuation, it can help you financially during your retirement years.
What to do before you apply under the Home Equity Access Scheme
There are things you need to think about before applying for the Home Equity Access Scheme.
Financial services when thinking about retirement
When you're thinking about retirement, we have financial services and payment options that may help you.