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Financial investments

The value of your financial investments counts in the assets test and income test for payments from us.

12
Mar 2026

When to verify your address and accommodation details for Rent Assistance

If you get Rent Assistance you should verify your address and accommodation details within 14 days if there’s a change.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme variation form (SA497)

Use this form to make changes to your or your partner’s Home Equity Access Scheme if you’re not registered for online services.

Severe financial hardship for Crisis Payment

For the purposes of Crisis Payment, you’re in severe financial hardship if you meet certain criteria.

How to report your income to Centrelink

You can report your employment income in different ways.

  1. Asset types
  2. Gifting

How much you can gift

Your payment may be affected if you gift more than the value of the gifting free area each year.

  1. Assets test
  2. Asset types

Superannuation

Superannuation is a long term savings structure to help fund your retirement.

  1. Top payments
  2. Medicare card

Get a new Medicare card with other people

You can get a new Medicare card with other people when your circumstances change.

Asset hardship provisions

We may stop, reject or reduce your payment because of the assets test. If this is the case, you may be able to apply under the asset hardship provisions.

Mutual obligation requirements

Mutual obligation requirements are tasks and activities you agree to do while you get some payments from us. Penalties may apply if you don’t meet them.

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Page last updated: 17 November 2025.
QC 60131