Published: 5 June 2026
It’s important to understand loans and credit if you’re thinking about borrowing money.
Taking out a loan can help you with unexpected expenses, but different types of loans have different costs and conditions.
Some loans may charge interest or additional fees. You may be eligible for a No Interest Loan based on your circumstances. These loans can help pay for essential items without charging you interest.
Knowing your options can help you manage your money.
Find out more about loans and credit.
This information was printed 6 June 2026 from https://www.servicesaustralia.gov.au/learn-about-loans-and-credit-to-help-make-informed-decisions. It may not include all of the relevant information on this topic. Please consider any relevant site notices at https://www.servicesaustralia.gov.au/site-notices when using this material.