Income and assets test

How much Carer Payment you get depends on what both you and the person you provide care for earn and own.

Income test for carers

Your income can reduce how much we pay you. If it’s over the limit we can’t pay you at all.

Read about the income test.

Assets test for carers

The value of your assets can reduce how much we pay you. If it’s over the limit we can’t pay you at all.

Read about the assets test.

The person you care for

If they don't get a pension or benefit from us or the Department of Veterans’ Affairs, both their:

  • income must be less than $116,189 a year
  • assets must be worth less than $716,750.

These figures change each year.

The tests can also include the income and assets of some family members. The assets test:

  • doesn't include the principal home and first two hectares surrounding it
  • may allow the carer to get Carer Payment if the person getting care has assets over $716,750.

Time off to work, study or train

We may still pay you if you take up to 25 hours a week away from caring to do:

  • paid work
  • volunteer work
  • study
  • training.

The 25 hours includes travel time. You must still be the main carer.

Keep in mind, any income you get from a job can reduce the amount we pay you.

Page last updated: 7 February 2020