How to apply

You can apply for the Student Start-up Loan if you're claiming or already getting a student payment.

If you’re claiming any of the following student payments you can apply for the Student Start-up Loan during your claim:

  • Youth Allowance
  • Austudy
  • ABSTUDY Living Allowance.

If you’re already getting a student payment for a loan approved course, follow these steps:

  • log on to your Centrelink online account through myGov
  • select Payments and Claims from the menu
  • select Update Circumstances
  • select Apply for/Manage Student Start-up Loan
  • tick the loan periods you wish to get the loan for
  • read the Terms and Conditions
  • accept the Declaration
  • submit your application.

If you’re not eligible you won’t have the option to apply in your online account.

If you’re starting a new loan approved course, you can only apply when your course starts.

Page last updated: 3 March 2022