If there is more than one contributor to the trust, the combined concession first applies to those eligible family members who are receiving a pension after reaching age or service pension age.
Immediate family members include all of the following:
- natural parents
- legal guardians (as defined)
- adoptive parents
- step parents
The term legal guardian used in the definition of parent or immediate family member includes a person who is, or was, the legal guardian of the person with a severe disability while that person was aged under 18. The term sibling refers to a brother, sister, half-brother, half-sister, adoptive brother, adoptive sister, step-brother or step-sister.