Deeming rates have increased

Published: 20 September 2026

Deeming rates have increased to 1.75% and 3.75%.

Deeming is a set of rules used to determine the income earned from financial assets. We include any deemed income under the income test.

Deeming rates have increased. You don’t need to do anything. The new rates have been applied automatically.

Deemed income is included in our income test and may change how much you get from us.

Find out more about deeming.

Page last updated: 20 September 2026.
QC 84586