Ways to access your super

If you have superannuation, it can help you financially during your retirement years.

There’s no set retirement age in Australia. You can retire at any age and you’ll need to look at your finances when you do.

It’s good to know when and how you can access your super. This is so you know what finances you may have during your retirement years.

How and when you can access your super

You may be able to access super when you reach your preservation age. Preservation age is usually between 55 and 60, depending on the year of your birth.

You may be able to access part of your super if you continue to work.

You can choose to take your super as a lump sum. You can also move it into an income stream.

Read more about transitioning to retirement on the Moneysmart website.

Page last updated: 3 March 2022.
QC 60214