Top payments for retirement years

The payments and services most viewed by other website visitors.

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Mar 2026

Work Bonus helps you keep more of your pension if you get income from working

If you earn eligible income, we'll use your Work Bonus balance before we reduce your payment.

  1. How to manage your payment
  2. Reviews

Income Stream Reviews

Each financial year we review certain types of income streams. We do this to ensure we assess your payments and concession cards correctly.

  1. Ageing
  2. Caring for elderly

Choosing between Carer Payment and Age Pension

In some situations, you can choose to get Carer Payment or Age Pension.

  1. Age Pension
  2. Who can get it

Getting a Department of Veterans’ Affairs (DVA) payment

Find out if you or your partner getting a Department of Veterans’ Affairs (DVA) payment could affect your eligibility for a payment from us.

  1. Top payments
  2. Home Equity Access Scheme

How to manage your loan under the Home Equity Access Scheme

Your options and obligations for the Home Equity Access Scheme.

  1. Work Bonus
  2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. Top payments
  2. Utilities Allowance

Who can get Utilities Allowance

You get this allowance if you get certain payments from us. You don’t need to apply for it.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme review form (SA498)

Use this form to complete a review under the Home Equity Access Scheme.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme single application form (SA496)

Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.

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Page last updated: 17 November 2025.
QC 60145