Top payments for retirement years

The payments and services most viewed by other website visitors.

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  1. Retirement years
  2. Thinking about retirement

Retiring overseas

Retirement planning information if you’re thinking of retiring in a country other than Australia.

  1. Retirement years
  2. Most useful information

Home Equity Access Scheme single application form (SA496)

Use this form if you’re single and are applying for loan payments under the Home Equity Access Scheme.

  1. Financial Information Service
  2. What FIS information you can watch online

FIS retirement information online

We have information online to help you understand retirement.

  1. Work Bonus
  2. How it works

Types of income we apply the Work Bonus to

We apply the Work Bonus to employment and self-employment income. You need to tell us how much you earn so we can apply the Work Bonus and income test.

  1. Financial Information Service
  2. What FIS information you can watch online

FIS aged care information online

We have information online to help you understand aged care requirements.

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Jan 2026

Book an appointment about Age Pension

You can book a phone or face to face appointment using your Centrelink online account through myGov to speak to us about Age Pension.

  1. Retirement years
  2. Thinking about retirement

Ways to access your super when thinking about retirement

If you have superannuation, it can help you financially during your retirement years.

  1. How much you can get
  2. Advance payments

Home Equity Access Scheme advance payment examples

Examples of Home Equity Access Scheme (HEAS) advance payment calculations.

  1. Work Bonus
  2. How it works

Work Bonus if you work

If you work, we’ll apply your Work Bonus balance to offset your Work Bonus eligible income. We’ll do this before we apply the income test.

  1. Home Equity Access Scheme
  2. How to apply

Supporting documents for the Home Equity Access Scheme

When applying for the Home Equity Access Scheme loan, you’ll need to give us some supporting documents. If you don’t, we can’t assess your application.

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Page last updated: 17 November 2025.
QC 60145