Payments for older Australians
Payments and services for older Australians who plan to retire, have retired, or are considering working past Age Pension age.
If you meet age and residence requirements, we’ll calculate how much Age Pension you can get. This depends on your income, assets and other circumstances.
You may get Age Pension without needing to meet the income and assets tests if both of the following apply:
- you’re legally blind
- you're not claiming Rent Assistance.
If you’re still working past Age Pension age, you may get a partial Age Pension payment.
If you get Age Pension, you may need to take steps to claim a pension from another country. This is if you have lived or worked in a country other than Australia.
Read about Age Pension and planning to retire.
Transfer to Age Pension
You can apply to transfer to Age Pension if you're Age Pension age and get an eligible Centrelink payment.
Other financial help
If you’re Age Pension age or older and can’t get Age Pension, you may be able to get other help.
The Pension Loans Scheme can help you supplement your retirement income with a non-taxable loan.
If you’re a self-funded retiree, you may be eligible for a Commonwealth Seniors Health Card and related payments and services.
Other payments include:
- Carer Payment or Carer Allowance if you’re caring for someone with severe disability, illness or is frail aged
- Parenting Payment if you’re the main carer of a young child
- Austudy or ABSTUDY if you’re a student or apprentice
- Farm Household Allowance if you’re a farmer or farmer’s partner in financial hardship
- Special Benefit if you’re in severe financial hardship and can’t get other income support from us.
Use our Payment and Service Finder to see what you can get depending on your circumstances.
Help with living and household costs
We have payments to help you with your living and household costs:
- Rent Assistance gives you extra financial help if you rent privately and get a payment from us.
- Energy Supplement is an ongoing payment if you get a pension.
Help with health care expenses
We have payments to help you with health care expenses.
The Continence Aids Payment Scheme helps eligible people with incontinence product expenses. It’s paid once a year.
The External Breast Prostheses Reimbursement Program helps women who’ve had a mastectomy as a result of breast cancer. It’s for eligible women who purchased a new or replacement external breast prosthesis after 1 July 2008.
Other government and community support services
You can use Payment and Service Finder to find local services that provide support and information.
myagedcare can help with advice on aged care and support services, including:
- what help is available
- assistance at home
- aged care homes
- caring for someone.
If you’re feeling depressed, anxious or stressed, you might find it helpful to talk to someone about your mental health. Use our Payment and Service Finder to find support groups and services in your state.
You can find out about services for people with hearing loss from the Australian Government Department of Health.
Visit the Be Connected website for free resources designed to help you feel confident using the internet. It has a range of courses including how to:
- improve online skills
- keep your details safe
- do online banking.
Page last updated: 12 August 2020
This information was printed 24 November 2020 from https://www.servicesaustralia.gov.au/individuals/subjects/payments-older-australians. It may not include all of the relevant information on this topic. Please consider any relevant site notices at https://www.servicesaustralia.gov.au/individuals/site-notices when using this material.