How to apply

The way you apply for early access to your super depends on the reason you need it.

If you need to apply because of financial hardship

You can apply for early access to your super because of severe financial hardship through your super fund.

They may want evidence from us to confirm if you meet the income support requirements for financial hardship. We can give you a letter to give to your fund. Some funds can check if you meet the requirements online, but you must agree before they do this.

Find out how to request evidence if you’re in severe financial hardship.

Read about early access to your super on the Australian Tax Office (ATO) website.

If you need to apply on compassionate grounds

You can apply for early access to your super on compassionate grounds through the ATO website.

If you need to apply for other reasons

If you need to apply to get your super for other reasons, you can contact your super fund.

Next: What other help is available

We have tools and information to help you get extra support.

Page last updated: 22 June 2021