Published: 13 November 2025
Budgeting helps you build your money skills and plan ahead for the holidays.
A budget may help you find ways to spend less, save more and reach your financial goals. It can help you track your money and prepare for unexpected costs.
We provide tips on how to budget and build savings. We also have links to local support services if you are experiencing financial distress.
Find out more about how to budget.
This information was printed 14 November 2025 from https://www.servicesaustralia.gov.au/how-budgeting-can-help-during-holiday-season. It may not include all of the relevant information on this topic. Please consider any relevant site notices at https://www.servicesaustralia.gov.au/site-notices when using this material.