If you’re affected by a declared disaster event, you can do one of the following:
- pause your repayments for up to 6 months
- change the amount you’re repaying
- continue your repayments.
Flexible debt repayment choices are available for people living in disaster declared Local Government Areas (LGAs). The government may announce additional LGAs to be added to a declared disaster event at a later time. You can find out if your area is affected by selecting your state and entering your postcode into the filter.
If you’re in financial hardship, call one of the following:
- your regular Centrelink payment line
- the Centrelink debt recovery line
- the Centrelink Indigenous debt recovery line if you’re an Aboriginal or Torres Strait Islander Australian
- the Centrelink multilingual phone service for help in your language.
Enter your LGA into the Filter field to see if your area is affected by a disaster event in New South Wales. You can also check the end date that flexible debt repayment choices are available for your area.
| Postcode | LGA | End date |
|---|---|---|
| 2287 | Newcastle | 4 December 2025 |
| 2289 | Newcastle | 4 December 2025 |
| 2291 | Newcastle | 4 December 2025 |
| 2292 | Newcastle | 4 December 2025 |
| 2293 | Newcastle | 4 December 2025 |
| 2294 | Newcastle | 4 December 2025 |
| 2295 | Newcastle | 4 December 2025 |
| 2296 | Newcastle | 4 December 2025 |
| 2297 | Newcastle | 4 December 2025 |
| 2298 | Newcastle | 4 December 2025 |
| 2299 | Newcastle | 4 December 2025 |
| 2300 | Newcastle | 4 December 2025 |
| 2302 | Newcastle | 4 December 2025 |
| 2303 | Newcastle | 4 December 2025 |
| 2304 | Newcastle | 4 December 2025 |
| 2305 | Newcastle | 4 December 2025 |
| 2307 | Newcastle | 4 December 2025 |
| 2308 | Newcastle | 4 December 2025 |
| 2322 | Newcastle | 4 December 2025 |
| 2083 | Central Coast (NSW) | 30 November 2025 |
| 2250 | Central Coast (NSW) | 30 November 2025 |
| 2251 | Central Coast (NSW) | 30 November 2025 |
| 2256 | Central Coast (NSW) | 30 November 2025 |
| 2257 | Central Coast (NSW) | 30 November 2025 |
| 2258 | Central Coast (NSW) | 30 November 2025 |
| 2259 | Central Coast (NSW) | 30 November 2025 |
| 2260 | Central Coast (NSW) | 30 November 2025 |
| 2261 | Central Coast (NSW) | 30 November 2025 |
| 2262 | Central Coast (NSW) | 30 November 2025 |
| 2263 | Central Coast (NSW) | 30 November 2025 |
| 2775 | Central Coast (NSW) | 30 November 2025 |
| 2259 | Lake Macquarie | 30 November 2025 |
| 2264 | Lake Macquarie | 30 November 2025 |
| 2265 | Lake Macquarie | 30 November 2025 |
| 2267 | Lake Macquarie | 30 November 2025 |
| 2278 | Lake Macquarie | 30 November 2025 |
| 2280 | Lake Macquarie | 30 November 2025 |
| 2281 | Lake Macquarie | 30 November 2025 |
| 2282 | Lake Macquarie | 30 November 2025 |
| 2283 | Lake Macquarie | 30 November 2025 |
| 2284 | Lake Macquarie | 30 November 2025 |
| 2285 | Lake Macquarie | 30 November 2025 |
| 2286 | Lake Macquarie | 30 November 2025 |
| 2287 | Lake Macquarie | 30 November 2025 |
| 2289 | Lake Macquarie | 30 November 2025 |
| 2290 | Lake Macquarie | 30 November 2025 |
| 2305 | Lake Macquarie | 30 November 2025 |
| 2306 | Lake Macquarie | 30 November 2025 |
| 2323 | Lake Macquarie | 30 November 2025 |
| 2350 | Armidale | 28 November 2025 |
| 2365 | Armidale | 28 November 2025 |
| 2369 | Armidale | 28 November 2025 |
| 2370 | Armidale | 28 November 2025 |
| 2440 | Armidale | 28 November 2025 |
| 2453 | Armidale | 28 November 2025 |
| 2448 | Bellingen | 28 November 2025 |
| 2449 | Bellingen | 28 November 2025 |
| 2453 | Bellingen | 28 November 2025 |
| 2454 | Bellingen | 28 November 2025 |
| 2455 | Bellingen | 28 November 2025 |
| 2250 | Cessnock | 28 November 2025 |
| 2320 | Cessnock | 28 November 2025 |
| 2321 | Cessnock | 28 November 2025 |
| 2322 | Cessnock | 28 November 2025 |
| 2323 | Cessnock | 28 November 2025 |
| 2325 | Cessnock | 28 November 2025 |
| 2326 | Cessnock | 28 November 2025 |
| 2327 | Cessnock | 28 November 2025 |
| 2334 | Cessnock | 28 November 2025 |
| 2335 | Cessnock | 28 November 2025 |
| 2365 | Clarence Valley | 28 November 2025 |
| 2370 | Clarence Valley | 28 November 2025 |
| 2450 | Clarence Valley | 28 November 2025 |
| 2453 | Clarence Valley | 28 November 2025 |
| 2460 | Clarence Valley | 28 November 2025 |
| 2462 | Clarence Valley | 28 November 2025 |
| 2463 | Clarence Valley | 28 November 2025 |
| 2464 | Clarence Valley | 28 November 2025 |
| 2465 | Clarence Valley | 28 November 2025 |
| 2466 | Clarence Valley | 28 November 2025 |
| 2469 | Clarence Valley | 28 November 2025 |
| 2472 | Clarence Valley | 28 November 2025 |
| 2450 | Coffs Harbour | 28 November 2025 |
| 2452 | Coffs Harbour | 28 November 2025 |
| 2454 | Coffs Harbour | 28 November 2025 |
| 2456 | Coffs Harbour | 28 November 2025 |
| 2460 | Coffs Harbour | 28 November 2025 |
| 2320 | Maitland | 28 November 2025 |
| 2321 | Maitland | 28 November 2025 |
| 2322 | Maitland | 28 November 2025 |
| 2323 | Maitland | 28 November 2025 |
| 2324 | Maitland | 28 November 2025 |
| 2326 | Maitland | 28 November 2025 |
| 2334 | Maitland | 28 November 2025 |
| 2335 | Maitland | 28 November 2025 |
| 2421 | Maitland | 28 November 2025 |
| 2328 | Muswellbrook | 28 November 2025 |
| 2330 | Muswellbrook | 28 November 2025 |
| 2333 | Muswellbrook | 28 November 2025 |
| 2336 | Muswellbrook | 28 November 2025 |
| 2441 | Nambucca Valley | 28 November 2025 |
| 2447 | Nambucca Valley | 28 November 2025 |
| 2448 | Nambucca Valley | 28 November 2025 |
| 2449 | Nambucca Valley | 28 November 2025 |
| 2454 | Nambucca Valley | 28 November 2025 |
| 2295 | Port Stephens | 28 November 2025 |
| 2315 | Port Stephens | 28 November 2025 |
| 2316 | Port Stephens | 28 November 2025 |
| 2317 | Port Stephens | 28 November 2025 |
| 2318 | Port Stephens | 28 November 2025 |
| 2319 | Port Stephens | 28 November 2025 |
| 2320 | Port Stephens | 28 November 2025 |
| 2321 | Port Stephens | 28 November 2025 |
| 2322 | Port Stephens | 28 November 2025 |
| 2324 | Port Stephens | 28 November 2025 |
| 2320 | Singleton | 28 November 2025 |
| 2325 | Singleton | 28 November 2025 |
| 2330 | Singleton | 28 November 2025 |
| 2331 | Singleton | 28 November 2025 |
| 2333 | Singleton | 28 November 2025 |
| 2335 | Singleton | 28 November 2025 |
| 2329 | Upper Hunter | 28 November 2025 |
| 2333 | Upper Hunter | 28 November 2025 |
| 2336 | Upper Hunter | 28 November 2025 |
| 2337 | Upper Hunter | 28 November 2025 |
| 2338 | Upper Hunter | 28 November 2025 |
| 2340 | Upper Hunter | 28 November 2025 |
| 2354 | Upper Hunter | 28 November 2025 |
| 2850 | Upper Hunter | 28 November 2025 |
| 2354 | Walcha | 28 November 2025 |
| 2311 | Dungog | 28 November 2025 |
| 2320 | Dungog | 28 November 2025 |
| 2321 | Dungog | 28 November 2025 |
| 2420 | Dungog | 28 November 2025 |
| 2421 | Dungog | 28 November 2025 |
| 2431 | Kempsey | 28 November 2025 |
| 2440 | Kempsey | 28 November 2025 |
| 2441 | Kempsey | 28 November 2025 |
| 2312 | Mid-Coast | 28 November 2025 |
| 2324 | Mid-Coast | 28 November 2025 |
| 2337 | Mid-Coast | 28 November 2025 |
| 2415 | Mid-Coast | 28 November 2025 |
| 2422 | Mid-Coast | 28 November 2025 |
| 2423 | Mid-Coast | 28 November 2025 |
| 2424 | Mid-Coast | 28 November 2025 |
| 2425 | Mid-Coast | 28 November 2025 |
| 2426 | Mid-Coast | 28 November 2025 |
| 2427 | Mid-Coast | 28 November 2025 |
| 2428 | Mid-Coast | 28 November 2025 |
| 2429 | Mid-Coast | 28 November 2025 |
| 2430 | Mid-Coast | 28 November 2025 |
| 2443 | Mid-Coast | 28 November 2025 |
| 2429 | Port Macquarie-Hastings | 28 November 2025 |
| 2439 | Port Macquarie-Hastings | 28 November 2025 |
| 2440 | Port Macquarie-Hastings | 28 November 2025 |
| 2441 | Port Macquarie-Hastings | 28 November 2025 |
| 2443 | Port Macquarie-Hastings | 28 November 2025 |
| 2444 | Port Macquarie-Hastings | 28 November 2025 |
| 2445 | Port Macquarie-Hastings | 28 November 2025 |
| 2446 | Port Macquarie-Hastings | 28 November 2025 |
There are no current events in the Northern Territory with flexible debt repayment choices.
Enter your LGA into the Filter field to see if your area is affected by a disaster event in Queensland. You can also check the end date that flexible debt repayment choices are available for your area.
| Postcode | LGA | End Date |
|---|---|---|
| 4724 | Barcaldine | 8 October 2025 |
| 4725 | Barcaldine | 8 October 2025 |
| 4726 | Barcaldine | 8 October 2025 |
| 4728 | Barcaldine | 8 October 2025 |
| 4732 | Barcaldine | 8 October 2025 |
| 4481 | Barcoo | 8 October 2025 |
| 4730 | Barcoo | 8 October 2025 |
| 4736 | Barcoo | 8 October 2025 |
| 4472 | Blackall Tambo | 8 October 2025 |
| 4478 | Blackall Tambo | 8 October 2025 |
| 4823 | Boulia | 8 October 2025 |
| 4825 | Boulia | 8 October 2025 |
| 4829 | Boulia | 8 October 2025 |
| 4492 | Bulloo | 8 October 2025 |
| 4493 | Bulloo | 8 October 2025 |
| 4702 | Central Highlands (Qld) | 8 October 2025 |
| 4709 | Central Highlands (Qld) | 8 October 2025 |
| 4712 | Central Highlands (Qld) | 8 October 2025 |
| 4717 | Central Highlands (Qld) | 8 October 2025 |
| 4718 | Central Highlands (Qld) | 8 October 2025 |
| 4720 | Central Highlands (Qld) | 8 October 2025 |
| 4721 | Central Highlands (Qld) | 8 October 2025 |
| 4722 | Central Highlands (Qld) | 8 October 2025 |
| 4723 | Central Highlands (Qld) | 8 October 2025 |
| 4871 | Central Highlands (Qld) | 8 October 2025 |
| 4482 | Diamantina | 8 October 2025 |
| 4735 | Diamantina | 8 October 2025 |
| 4829 | Diamantina | 8 October 2025 |
| 4816 | Flinders (Qld) | 8 October 2025 |
| 4821 | Flinders (Qld) | 8 October 2025 |
| 4727 | Longreach | 8 October 2025 |
| 4730 | Longreach | 8 October 2025 |
| 4731 | Longreach | 8 October 2025 |
| 4417 | Maranoa | 8 October 2025 |
| 4423 | Maranoa | 8 October 2025 |
| 4426 | Maranoa | 8 October 2025 |
| 4427 | Maranoa | 8 October 2025 |
| 4428 | Maranoa | 8 October 2025 |
| 4454 | Maranoa | 8 October 2025 |
| 4455 | Maranoa | 8 October 2025 |
| 4461 | Maranoa | 8 October 2025 |
| 4462 | Maranoa | 8 October 2025 |
| 4465 | Maranoa | 8 October 2025 |
| 4467 | Maranoa | 8 October 2025 |
| 4477 | Maranoa | 8 October 2025 |
| 4487 | Maranoa | 8 October 2025 |
| 4488 | Maranoa | 8 October 2025 |
| 4467 | Murweh | 8 October 2025 |
| 4468 | Murweh | 8 October 2025 |
| 4470 | Murweh | 8 October 2025 |
| 4477 | Murweh | 8 October 2025 |
| 4479 | Murweh | 8 October 2025 |
| 4489 | Paroo | 8 October 2025 |
| 4490 | Paroo | 8 October 2025 |
| 4491 | Paroo | 8 October 2025 |
| 4493 | Paroo | 8 October 2025 |
| 4474 | Quilpie | 8 October 2025 |
| 4480 | Quilpie | 8 October 2025 |
| 4481 | Quilpie | 8 October 2025 |
| 4822 | Richmond | 8 October 2025 |
| 4733 | Winton | 8 October 2025 |
| 4735 | Winton | 8 October 2025 |
| 4823 | Winton | 8 October 2025 |
| 2406 | Balonne | 16 October 2025 |
| 4486 | Balonne | 16 October 2025 |
| 4487 | Balonne | 16 October 2025 |
| 4488 | Balonne | 16 October 2025 |
| 4497 | Balonne | 16 October 2025 |
| 4824 | Burke | 16 October 2025 |
| 4825 | Burke | 16 October 2025 |
| 4830 | Burke | 16 October 2025 |
| 4816 | Carpentaria | 16 October 2025 |
| 4823 | Carpentaria | 16 October 2025 |
| 4825 | Carpentaria | 16 October 2025 |
| 4890 | Carpentaria | 16 October 2025 |
| 4891 | Carpentaria | 16 October 2025 |
| 4892 | Carpentaria | 16 October 2025 |
| 4816 | Charters Towers | 16 October 2025 |
| 4817 | Charters Towers | 16 October 2025 |
| 4820 | Charters Towers | 16 October 2025 |
| 4850 | Charters Towers | 16 October 2025 |
| 4823 | Cloncurry | 16 October 2025 |
| 4824 | Cloncurry | 16 October 2025 |
| 4825 | Cloncurry | 16 October 2025 |
| 4822 | Croydon | 16 October 2025 |
| 4871 | Croydon | 16 October 2025 |
| 4830 | Doomadgee | 16 October 2025 |
| 4816 | Etheridge | 16 October 2025 |
| 4871 | Etheridge | 16 October 2025 |
| 4892 | Etheridge | 16 October 2025 |
| 4825 | Mount Isa | 16 October 2025 |
| 4828 | Mount Isa | 16 October 2025 |
| 4724 | Barcaldine | 16 October 2025 |
| 4725 | Barcaldine | 16 October 2025 |
| 4726 | Barcaldine | 16 October 2025 |
| 4728 | Barcaldine | 16 October 2025 |
| 4732 | Barcaldine | 16 October 2025 |
| 4467 | Murweh | 16 October 2025 |
| 4468 | Murweh | 16 October 2025 |
| 4470 | Murweh | 16 October 2025 |
| 4477 | Murweh | 16 October 2025 |
| 4479 | Murweh | 16 October 2025 |
Enter your LGA into the Filter field to see if your area is affected by a disaster event in Queensland. You can also check the end date that flexible debt repayment choices are available for your area.
| Postcode | LGA | End Date |
|---|---|---|
| 4311 | Lockyer Valley | 20 September 2025 |
| 4341 | Lockyer Valley | 20 September 2025 |
| 4342 | Lockyer Valley | 20 September 2025 |
| 4343 | Lockyer Valley | 20 September 2025 |
| 4344 | Lockyer Valley | 20 September 2025 |
| 4347 | Lockyer Valley | 20 September 2025 |
| 4352 | Lockyer Valley | 20 September 2025 |
| 4359 | Lockyer Valley | 20 September 2025 |
| 4275 | Biddaddaba | 20 September 2025 |
| 4285 | Biddaddaba | 20 September 2025 |
| 4285 | Kooralbyn | 20 September 2025 |
| 4310 | Kooralbyn | 20 September 2025 |
| 4285 | Veresdale Scrub | 20 September 2025 |
| 4655 | Booral (Qld) | 20 September 2025 |
| 4655 | Burrum Heads | 20 September 2025 |
| 4659 | Burrum Heads | 20 September 2025 |
| 4581 | K'gari | 20 September 2025 |
| 4655 | River Heads | 20 September 2025 |
| 4558 | Bli Bli | 20 September 2025 |
| 4559 | Bli Bli | 20 September 2025 |
| 4560 | Bli Bli | 20 September 2025 |
| 4561 | Bli Bli | 20 September 2025 |
| 4564 | Bli Bli | 20 September 2025 |
| 4700 | Livingstone | 20 September 2025 |
| 4701 | Livingstone | 20 September 2025 |
| 4702 | Livingstone | 20 September 2025 |
| 4703 | Livingstone | 20 September 2025 |
| 4704 | Livingstone | 20 September 2025 |
| 4705 | Livingstone | 20 September 2025 |
| 4706 | Livingstone | 20 September 2025 |
| 4710 | Livingstone | 20 September 2025 |
| 4711 | Livingstone | 20 September 2025 |
| 4741 | Livingstone | 20 September 2025 |
Enter your LGA into the Filter field to see if your area is affected by a disaster event in Queensland. You can also check the end date that flexible debt repayment choices are available for your area.
| Postcode | LGA | End Date |
|---|---|---|
| 4816 | Cassowary Coast | 19 September 2025 |
| 4849 | Cassowary Coast | 19 September 2025 |
| 4852 | Cassowary Coast | 19 September 2025 |
| 4854 | Cassowary Coast | 19 September 2025 |
| 4855 | Cassowary Coast | 19 September 2025 |
| 4856 | Cassowary Coast | 19 September 2025 |
| 4858 | Cassowary Coast | 19 September 2025 |
| 4859 | Cassowary Coast | 19 September 2025 |
| 4860 | Cassowary Coast | 19 September 2025 |
| 4871 | Cassowary Coast | 19 September 2025 |
| 4741 | Townsville | 19 September 2025 |
| 4810 | Townsville | 19 September 2025 |
| 4811 | Townsville | 19 September 2025 |
| 4812 | Townsville | 19 September 2025 |
| 4814 | Townsville | 19 September 2025 |
| 4815 | Townsville | 19 September 2025 |
| 4816 | Townsville | 19 September 2025 |
| 4817 | Townsville | 19 September 2025 |
| 4818 | Townsville | 19 September 2025 |
| 4819 | Townsville | 19 September 2025 |
There are no current events in South Australia with flexible debt repayment choices.
There are no current events in Tasmania with flexible debt repayment choices.
There are no current events in Victoria with flexible debt repayment choices.
There are no current events in Western Australia with flexible debt repayment choices.