Disaster events where you have flexible debt repayment choices

If you’re affected by a declared disaster event in your state or territory, you can change or pause your debt repayments.

If you’re affected by a declared disaster event, you can do one of the following:

  • pause your repayments for up to 6 months
  • change the amount you’re repaying
  • continue your repayments.

Flexible debt repayment choices are available for people living in disaster declared Local Government Areas (LGAs). The government may announce additional LGAs to be added to a declared disaster event at a later time. You can find out if your area is affected by selecting your state and entering your postcode into the filter.

If you’re in financial hardship, call one of the following:

There are no current events in New South Wales with flexible debt repayment choices.

There are no current events in the Northern Territory with flexible debt repayment choices.

There are no current events in Queensland with flexible debt repayment choices.

There are no current events in South Australia with flexible debt repayment choices.

There are no current events in Tasmania with flexible debt repayment choices.

There are no current events in Victoria with flexible debt repayment choices.

There are no current events in Western Australia with flexible debt repayment choices.

Page last updated: 5 December 2025.
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