Disaster events where you have flexible debt repayment choices

If you’re affected by a declared disaster event in your state or territory, you can change or pause your debt repayments.

If you’re affected by a declared disaster event, you can do one of the following:

  • pause your repayments for up to 6 months
  • change the amount you’re repaying
  • continue your repayments.

Flexible debt repayment choices are available for people living in disaster declared Local Government Areas (LGAs). The government may announce additional LGAs to be added to a declared disaster event at a later time. You can find out if your area is affected by selecting your state and entering your postcode into the filter.

If you’re in financial hardship, call one of the following:

There are no current events in New South Wales with flexible debt repayment choices.

Enter your LGA into the Filter field to see if your area is affected by a disaster event in Northern Territory. You can also check the end date that flexible debt repayment choices are available for your area.

PostcodeLGADisaster eventEnd date
0822KatherineNorthern Territory Flooding, February to March 204924 October 2026
0828LitchfieldNorthern Territory Flooding, February to March 205024 October 2026
0829LitchfieldNorthern Territory Flooding, February to March 205124 October 2026
0830LitchfieldNorthern Territory Flooding, February to March 205224 October 2026
0834LitchfieldNorthern Territory Flooding, February to March 205324 October 2026
0835LitchfieldNorthern Territory Flooding, February to March 205424 October 2026
0836LitchfieldNorthern Territory Flooding, February to March 205524 October 2026
0837LitchfieldNorthern Territory Flooding, February to March 205624 October 2026
0838LitchfieldNorthern Territory Flooding, February to March 205724 October 2026
0839LitchfieldNorthern Territory Flooding, February to March 205824 October 2026
0840Unincorporated NT (excluding Yulara)Northern Territory Flooding, February to March 205924 October 2026
0841LitchfieldNorthern Territory Flooding, February to March 206024 October 2026
0845CoomalieNorthern Territory Flooding, February to March 206124 October 2026
0846CoomalieNorthern Territory Flooding, February to March 206224 October 2026
0847Victoria DalyNorthern Territory Flooding, February to March 206324 October 2026
0850KatherineNorthern Territory Flooding, February to March 206424 October 2026
0852KatherineNorthern Territory Flooding, February to March 206524 October 2026
0853KatherineNorthern Territory Flooding, February to March 206624 October 2026
0854Roper GulfNorthern Territory Flooding, February to March 206724 October 2026
0862Roper GulfNorthern Territory Flooding, February to March 206824 October 2026
0880Unincorporated NT (excluding Yulara)Northern Territory Flooding, February to March 206924 October 2026
0885Unincorporated NT (excluding Yulara)Northern Territory Flooding, February to March 207024 October 2026
0886West ArnhemNorthern Territory Flooding, February to March 207124 October 2026

There are no current events in Queensland with flexible debt repayment choices.

There are no current events in Tasmania with flexible debt repayment choices.

There are no current events in Victoria with flexible debt repayment choices.

PostcodeLGADisaster eventEnd date
6532Shark BayWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6537Shark BayWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6612YalgooWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6630Gascoyne RiverWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6635YalgooWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6642Upper GascoyneWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6701CarnarvonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6705Upper GascoyneWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6707ExmouthWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6710AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6712AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6714AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6716AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6751AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6753AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6754AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
6758AshburtonWestern Australia Tropical Cyclone Narelle, March 202628 October 2026
Page last updated: 24 October 2026.
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