Income and assets tests
The amount of Disability Support Pension (DSP) you can get depends on your assessable income and assets.
You can earn some income and still get DSP. The amount depends on how much you earn.
Read more about the income test for pensions.
You can have some assets and still get DSP. The amount depends on how much your assets are worth.
Your assets include any property or possessions you own in full or part - or have an interest in, including:
- assets held outside Australia
- debts owed to you.
Asset hardship provisions
Asset hardship provisions could apply if you’re in severe financial hardship and you either:
- can’t get a payment from us because your assets are over the asset test limit
- have had your payment reduced under the assets test.
We’ll assess your financial situation differently if your assets stop you from getting a payment but you’re in severe financial hardship.
You may not be subject to the income or assets test if you’re permanently blind, unless either:
The amount we pay you could change if you or your partner get paid for compensation or damages.
Income maintenance period
If you’ve recently stopped working, an income maintenance period may apply. For this period, you may get a reduced payment rate or you may not get any payment.
Property or items you or your partner own in full or part, or have an interest in are assets. They can affect your payment.
You can apply if you're suffering severe financial hardship and your assets reduce your payment or stop you getting one.
Page last updated: 22 May 2020
This information was printed 11 August 2020 from https://www.servicesaustralia.gov.au/individuals/topics/non-medical-rules-disability-support-pension/51251/income-and-assets-tests. It may not include all of the relevant information on this topic. Please consider any relevant site notices at https://www.servicesaustralia.gov.au/individuals/site-notices when using this material.